Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148928)

PayPal credit is my preferred go to when purchasing...

5
PayPal credit is my preferred go to when purchasing it gives me a chance to pay up over a few months interest free and is excepted in most online retailers Reviewed on: 7th May 2026

Great easy to use.

5
Great easy to use. Flexible great customer service. Reviewed on: 7th May 2026

THE WAY TO PAY

5
Easy way to pay .With added security Reviewed on: 7th May 2026

Great experience, good service like all the features...

5
Great experience, good service like all the features and benefits it brings Reviewed on: 7th May 2026

Friendly and supportive customer service!

5
Friendly and supportive customer service! I have had to contact the team via phone and email correspondence and have had quick responses and support to resolve issues Reviewed on: 7th May 2026

Very easy to use very happy been using PayPal a long...

5
Very easy to use very happy been using PayPal a long time now and all ways help me when had a problem over the phone Reviewed on: 7th May 2026

Excellent services....!!!!

5
I haven't found anything wrong about PayPal services. I've got very good experiences about the PayPal. Reviewed on: 7th May 2026

Unser interface is very user friendly easy to use ea...

5
Unser interface is very user friendly easy to use easy to manage Reviewed on: 7th May 2026

It is really easy to use and very reassuringly simpl...

5
It is really easy to use and very reassuringly simple and uncomplicated. Trustworthy company Reviewed on: 7th May 2026

NEVER FAILS!

5
I use it simply for the credit facilities whenever I want to spread payments over a short period. It never fails to deliver. Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79823 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products