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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,083 reviews, last reviewed 20th Apr 2026
2516000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily to use service, never had any problems Easily to use service, never had any problems Reviewed on: 20th April 2026
Jessica s's avatar
Jessica s

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78083)

Klarna? No. Paypal Credit? Yes!

5
I first applied for Klarna but was rejected. Thought Paypal Credit would do the same but was surprised to find they not only accepted but also offered £800 which was really unexpected. It's been so easy to use and so helpful not only with purchases but also with my credit score when I pay them off in time! They've recently upped my limit to £1300 which I never thought I'd be offered but it's been fantastic! Wouldn't swap to anything else now! Reviewed on: 16th June 2024
Liz's avatar
Liz

Very simple use good technology services.

5
Very simple use good technology services.You want item you have that without had eight Reviewed on: 16th June 2024
Remigijus K's avatar
Remigijus K

Easy to use, recognised way of payment and safe and...

5
Easy to use, recognised way of payment and safe and secure Reviewed on: 16th June 2024
C M's avatar
C M

I love using this service

5
I love using this service it is the safest on the internet Reviewed on: 16th June 2024
Paola G's avatar
Paola G

Easy and safe making a transactions.

5
Easy and safe making a transactions. Reviewed on: 16th June 2024
D Soledad's avatar
D Soledad

Paypal is quick easy and disintegration into many we...

4
Paypal is quick easy and disintegration into many websites makes payments so much easier Reviewed on: 16th June 2024
SI's avatar
SI

It’s been great, the service has been made very simp...

4
It’s been great, the service has been made very simple and the usability is diverse Reviewed on: 16th June 2024
Piers G's avatar
Piers G

Always there when I need you, and great when you can...

5
Always there when I need you, and great when you can pay in three, especially when buying food for kids as everyone knows it costs triple for food these days so thank you x Reviewed on: 16th June 2024
Sabrina j's avatar
Sabrina j

IPaypal- perfect for purchases

5
I have used PayPal credit for various purchases over a couple of years now - it is easy to use and also to access to update payments and see balances etc . Reviewed on: 16th June 2024
ANGELA M's avatar
ANGELA M

Good experience so far.

4
Good experience so far. Easy to use. Reviewed on: 16th June 2024
Jane P's avatar
Jane P

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