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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It is simple and straightforward

It is simple and straightforward Reviewed on: 10th June 2026

Easy process - widely accepted and app management se...

Easy process - widely accepted and app management seamless Reviewed on: 10th June 2026

Easy to use.

Easy to use. Wide range of outlets and items Reviewed on: 10th June 2026

Easy to use the App and I feel my transactions are s...

Easy to use the App and I feel my transactions are secure. Reviewed on: 10th June 2026

Papal credit was a painless way to buy and pay over...

Papal credit was a painless way to buy and pay over time. Gives me more ways to pay at many more merchants using PayPal. Reviewed on: 10th June 2026

I’ve been using PayPal for the past 12years now, and...

I’ve been using PayPal for the past 12years now, and it has been so amazing app for me Reviewed on: 10th June 2026

Easy to pay for online items PayPal is word wide kno...

Easy to pay for online items PayPal is word wide known it’s very trust worthy I recommend it all the time shopping payments Reviewed on: 10th June 2026

Very easy to set up and smooth process

Very easy to set up and smooth process Reviewed on: 10th June 2026

I have been with PayPal for decade very good service...

I have been with PayPal for decade very good service especially buying product with interest free in 3 installment. Reviewed on: 10th June 2026

Paypal credit made £2000 available and payments of £...

Paypal credit made £2000 available and payments of £100 plus got four months no interest and no one else does that. Reviewed on: 10th June 2026

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