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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78215 reviews)

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4.90

Based on 78,215 reviews, last reviewed 20th Apr 2026

2528400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My go to payment provider. My go to payment provider. Easy to use and efficient payments Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78215)

Great way to compete transaction as it's both safe a...

Great way to compete transaction as it's both safe and you're protected Reviewed on: 17th June 2024

EBay scam

I had trouble with eBay seller, who stated item was brand new. Obviously wasn’t, it didn’t even work properly. PayPal collected all the evidence and repaid me the full cost of the VR glasses, even the cost of returning glasses to eBay. Reviewed on: 17th June 2024

Dissapointing customer service

I had a £300+ unauthorised transaction on my account by someone who had access to my computer. Customer service initially agreed it was unauthorised and approved my refund but somehow didn't put the ammount on the ticket. After a couple of months I followed it up on the phone and was assured I would recieve my refund once the transaction value was added to the ticket. The refund was then declined and I had to pay for the full ammount. Was very dissapointing customer service. Other than that my experience has been good but now I've paid off the card I doubt I will use it again due to the lackluster support. Reviewed on: 17th June 2024

Easy to set up PayPal credit.

Easy to set up PayPal credit. Always kept informed with timely reminders Reviewed on: 17th June 2024

Amazing service

Easy to use can get a card now aswell that makes it even easier to spend and there’s also plans out there 0% apr Reviewed on: 17th June 2024

I find paypal easy to manage and it is really useful...

I find paypal easy to manage and it is really useful when I need to get something there and then and can pay later. Reviewed on: 17th June 2024

Excellent service

Excellent service, they are always helpful when sometimes goods are never delivered, especially when buying on Instagram where there is a lot of scams Reviewed on: 17th June 2024

Excellent customer service

Good customer service.. quick response assistance if needed. Reviewed on: 17th June 2024

Smooth transactions, quick payments, quick credit ac...

Smooth transactions, quick payments, quick credit acceptance. Service you can rely on. Reviewed on: 17th June 2024

always had nothing but the best service

always had nothing but the best service from paypal Reviewed on: 17th June 2024

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