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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very helpful snd very easy to understand the credit

Very helpful snd very easy to understand the credit Reviewed on: 10th June 2026

Many ways of spending & spreading payments

Many ways of spending & spreading payments Reviewed on: 10th June 2026

Pay pal is good for payments but their credit system...

Pay pal is good for payments but their credit system isnt great Reviewed on: 10th June 2026

It’s a very good service.

It’s a very good service. My wife had a problem with a fraudulent retailer and PayPal investigated and found in her favour, and we were refunded. Reviewed on: 10th June 2026

Easy to use & great customer service

Easy to use & great customer service on the times I've had to contact Reviewed on: 10th June 2026

Safe option and can spread payments on larger items.

Safe option and can spread payments on larger items. Reviewed on: 10th June 2026

Doing exactly what they say they will do

Doing exactly what they say they will do Reviewed on: 10th June 2026

20 years of smooth payments

I've used PayPal for over 20 years and generally find it the simplest payment method. Reviewed on: 10th June 2026

Easy access to well working app, communication is fa...

Easy access to well working app, communication is fair but could be improved Reviewed on: 10th June 2026

PayPal Credit

It's easy to use, more security using PayPal Credit. Up-to-date online account balance. Reviewed on: 10th June 2026

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