Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 48,831 reviews, last reviewed 29th May 2025
1661100% increase in 5 star reviews
in the past 90 days
1233% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service very easy good buy now pay later optio... Great service very easy good buy now pay later option fast service over all a good experience so far, happy to recommend to a friend or family member,... Read more Reviewed on: 29th May 2025
Terry's avatar
Terry

Latest lowest rating:

1

Helpful customer service when needed Helpful customer service when needed Reviewed on: 28th May 2025
lyndsey c's avatar
lyndsey c

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (48831)

Review of the PayPal, PayPal Credit:

PayPal credit is an excellent service.

5
PayPal credit is an excellent service. It has enabled me to purchase goods which were needed urgently in a time where cash was low. Reviewed on: 26th May 2025

Great service very easy good buy now pay later optio...

5
Great service very easy good buy now pay later option fast service over all a good experience so far, happy to recommend to a friend or family member, thank you so much paypal Reviewed on: 29th May 2025

It was very easy for me to arrange the finance I nee...

5
It was very easy for me to arrange the finance I needed for my purchase. The product was clearly described and it was easy to fill in the relevant online forms. Reviewed on: 29th May 2025

Really easy to use.

5
Really easy to use. The app is brilliant, so easy to navigate. Reviewed on: 29th May 2025

Very good service i like to found so easy everything.

5
Very good service i like to found so easy everything. The best credit what i try already. Very happy with paypal credit. Reviewed on: 29th May 2025

An efficient and trustworthy way of paying for goods...

4
An efficient and trustworthy way of paying for goods and service with the added benefit of having a back-up system for when a tranaction doesn't go as planned. Reviewed on: 29th May 2025

Great service.

5
Great service. Professional oafter care can't fold them. Reviewed on: 29th May 2025

Brilliant service!

4
Its all easy way to buy things you want online. It saves time and secured everytime i use paypal. No hastle just one click and let paypal company solves all for you. Its a great priviledge to have this account from paypal. Fantastic! Reviewed on: 29th May 2025

Simple & informative

5
Very easy to use, great balance updates. Reviewed on: 29th May 2025

Always efficient and good value

5
Always efficient and good value when you consider 0% over 4 months Reviewed on: 29th May 2025

Good service just too much credit

3
I think they gave me too much credit. Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products