Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50356 reviews)

View other PayPal products

4.91

Based on 50,356 reviews, last reviewed 5th Jun 2025

1802000% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have never had a problem I have never had a problem with payments or goods bought with paypal Reviewed on: 5th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50356)

Review of the PayPal, PayPal Credit:

It is great, very helpful.

It is great and very useful. It helps with needing to buy extra things Reviewed on: 8th July 2022

I have never had a problem

I have never had a problem with payments or goods bought with paypal Reviewed on: 5th June 2025

Banging! Customer service go above and beyond.

Customer service go above and beyond. Paypal is excellent! Reviewed on: 5th June 2025

Paypal makes it easy.

Paypal have been brilliant in terms of making it easy for me to pay for things and use credit to pay for larger purchases. The app is perfect and makes it easy for me to manage my money and payment. Reviewed on: 5th June 2025

Using PayPal guarantees security

Whenever I’ve had an issue with a retailer PayPal has always sorted it Reviewed on: 5th June 2025

Reliable and Secure PayPal Delivers Every Time!

I've used PayPal for over 10 years, and every issue has been quickly resolved. Online payments feel safe and hassle-free, and their credit options are fantastic. A trusted service that makes managing money easy! Reviewed on: 5th June 2025

Great service and rates.

Great service and rates. Pay in 3 is also very handy and allows you to stay ok top of what you owe. App makes it easy to pay and feels safe. Reviewed on: 4th June 2025

I have been scammed but paid sigh PayPal and was cov...

I have been scammed but paid sigh PayPal and was covered and refunded Reviewed on: 4th June 2025

I have 0 anxiety with PayPal!

I’ve been using PayPal for years, and I can confidently say it’s the best payment platform out there. Whether I’m shopping online, sending money to friends, or receiving payments for work, PayPal makes everything fast, easy, and completely secure. What I love most is the peace of mind. Their buyer and seller protection is second to non. I always feel safe knowing PayPal has my back. Transactions are smooth, the app is super intuitive, and having everything in one place is a game-changer. They’ve made sending and receiving money feel effortless. Even the instant transfers and currency conversions work flawlessly. I can’t imagine managing my finances online without PayPal. If you’re on the fence, don’t be. PayPal is hands-down the most reliable and user-friendly digital payment service out there. 10/10! Reviewed on: 4th June 2025

PayPal is very useful and easy to use.

PayPal is very useful and easy to use. It saves me having to enter all my payment card details and also allows more time to pay if required Reviewed on: 4th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.76 from 6 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews
Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub