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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Love this it gives me so much flexibility

Love this it gives me so much flexibility Reviewed on: 9th June 2026

Easy to use and intuitive interface with security fe...

Easy to use and intuitive interface with security features built in. Reviewed on: 9th June 2026

Easy to set up both the credit line and the monthly...

Easy to set up both the credit line and the monthly direct debit which all goes through smoothly. Convenient if you need that little bit of help before payday!! Reviewed on: 9th June 2026

Never had a problem with pay pal had a problem with...

Never had a problem with pay pal had a problem with a order and there sorted it and got my money back Reviewed on: 9th June 2026

Paypal are my most trusted, I literally do everythin...

Paypal are my most trusted, I literally do everything I can through PayPal, I was the victim of an online theft and lost money that I could not reclaim, had it gave been through PayPal I would have been ok, so lesson learned. Reviewed on: 9th June 2026

Good easy to use quick payment Options to pay

Good easy to use quick payment Options to pay Reviewed on: 9th June 2026

Helpful for online purchases and paying for services

Helpful for online purchases and paying for services Reviewed on: 9th June 2026

Great service

Everything is super simple and all in one place. Really easy to use Reviewed on: 9th June 2026

Easy to apply for, but still feel protected

Easy to apply for, but still feel protected Reviewed on: 9th June 2026

PayPal’s Pay-in-Three is an excellent product.

PayPal’s Pay-in-Three is an excellent product. Reviewed on: 9th June 2026

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