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PayPal: PayPal Credit reviews

4.91
Based on 50,393 reviews, last reviewed 6th Jun 2025
1805400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and adds an extra layer of payment prote... Easy to use and adds an extra layer of payment protection. Reviewed on: 6th June 2025
John Kirkelionis's avatar
John Kirkelionis

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50393)

really helpful

5
i find paypal credit very helpful, Reviewed on: 13th June 2022

Is There when needed

5
Provides safety when not sure about the store you buy from , flexibility and good customer service. Great Reviewed on: 13th June 2022

Very helpful when you are struggling with cash

5
I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022

Help in times of emergency

5
I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022

Easy and safe to use

5
No problem way to purchase the big items Reviewed on: 13th June 2022

Excellent and more!!!

5
Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022

The best payment method for delayed payment online

5
I will definitely recommend PayPal credit as the best payment method for online purchase. Mainly with of of the options for delayed payment which allows you to budget for larger purchases. Reviewed on: 13th June 2022

Brilliant for an unplanned purchase

5
PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022

Interest free purchases.

5
4 months interest free credit on purchases over £99. A great offer and it never expires. Reviewed on: 13th June 2022

Easy to use

5
Accepted everywhere and easy to manage Reviewed on: 13th June 2022

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