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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Outstanding

Best service I've ever used, customers service very helpful and never had any issues Reviewed on: 14th June 2022

Excellent

Resolving issues and refunds the offer for 4months instalment with 0 interest Reviewed on: 14th June 2022

So convenient

Offered the 3 months promotion if free credit - very helpful when money is a little short for that particular month - just thinks a very good idea Reviewed on: 14th June 2022

Credit Limit

Credit Limit is very low, please try to give more limit, because payment from my side always on time. Thanks! Reviewed on: 14th June 2022

Hassle free

I find it quite easy and hassle free to spread my just over normal monthly expenses via PayPal credit and quickly pay off in 4 months. It saves my cash flow, enables determined to have access to a container flow of zero percent and allows me to be in control of my spending as I ensure I don’t go over the 0% period. Reviewed on: 14th June 2022

Thanks PayPal

It's amazing up It's really helpful Reviewed on: 14th June 2022

Brilliant way to easily spread the cost

Always easy to use for quick credit Reviewed on: 14th June 2022

a great product to help build a credit rating

got it so i could buy a gpu only thing is amazon wont work with it Reviewed on: 14th June 2022

Great offer to use again and again

Great offer to use again and again, simple app to view purchases / manage balances and make payments Reviewed on: 14th June 2022

Paypal credit

I use this all the time, its fast, secure and easy to use, your notified for all transactions. Highly recommend this Reviewed on: 14th June 2022

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