Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Always at your fingertips!

I am over the moon with PayPal credit. As most people do I use my phone for almost everything in life, whether it’s for all the socials and work related. If I need to order parts for vehicles I can do so straight away and reach for PayPal to pay for it without having to faff about looking for my cards etc. need something new for me, boom, PayPal makes it easy. It’s probably my biggest platform for payment. I would and I have recommended it in a heartbeat!! Reviewed on: 14th June 2022

The Best Online Credit Company

PayPal credit provides an easy to use route through online shopping. Saves entering in pesky card details and always has a range of offers across a huge variety of major websites. By far setting the standard for other companies out there. Reviewed on: 14th June 2022

Paypal continues to make financial decision easier and less stressful.

Paypal has continued to be a striving example of a financial friend, there to help in the stressful time. Reviewed on: 14th June 2022

Reliable and happy

Very happy for getting aproved for the paypal credit. I have used it a few times and i am happy with my experience until now. Reviewed on: 14th June 2022

Fast service

0% interest, 21.9% APR. The best choice. Reviewed on: 14th June 2022

instant...

near instant response to payments etc Reviewed on: 14th June 2022

Amazing

Amazing experience every time I use PayPal Reviewed on: 14th June 2022

Transfer & Credit in PayPal

Best world transfer, quick and easy app, well breakdown bill, considering credit when you missed payment. Best of you get offered with difference payment method. All the value are from PayPal, l have use must credit provider nothing like PayPal, most still preferred PayPal payment method, PayPal transfer mmm, is very easy, people love it around the globe. I still remain in PayPal credit & transfer, super b Reviewed on: 14th June 2022

PayPal credit is fair and upfront

I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022

PayPal helps!

Have been using PayPal for years now. I find it useful for spreading larger payments, as well as shopping for items online! Really useful app! Reviewed on: 14th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 2.28 from 13 reviews
Gold Credit Card
from American Express 4.57 from 24 reviews
Credit card
from The Co-operative Bank 2.84 from 35 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub