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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82318 reviews)

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4.90

Based on 82,318 reviews, last reviewed 23rd Apr 2026

2907600% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for a while now, and honestly... I’ve been using PayPal for a while now, and honestly, it’s made online payments so much easier and more secure. The interface is simple, transactions ... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82318)

1st class protection

It’s so easy and gives you confidence & trust that if you have any problems with your purchases, PayPal sort it for you. So for me’ PayPal is my preferred payment Reviewed on: 26th May 2025

Super service give you everything what you need

Super service give you everything what you need Reviewed on: 26th May 2025

Responsible and easy to use.

Easy to use without tempting a user into financial commitments they can’t keep. Very clear options and smooth functionality. Reviewed on: 26th May 2025

No hassle at all.

No hassle at all. If support is needed, this is always received. Easy service to use, would recommend. Both app and website easy to navigate and I had never had issues with PayPal delivering what they promise. Reviewed on: 26th May 2025

Great way to pay

It’s so convenient and secure to use PayPal. I love every aspect of it Reviewed on: 26th May 2025

Customer services

Have talked to customer services and they were very helpful Reviewed on: 26th May 2025

Excellent

Never had any problems using PayPal Reviewed on: 26th May 2025

Super easy to use very clear no hidden surprises

Super easy to use very clear no hidden surprises Reviewed on: 26th May 2025

I've been using PayPal Credit for a few years now, a...

I've been using PayPal Credit for a few years now, and it continues to exceed my expectations. It's incredibly easy to use, whether I'm shopping online or managing my budget with the flexible repayment options. What I appreciate most is the transparency—there are no hidden fees, and I always know exactly where I stand. The "Pay in 3" feature has been a lifesaver for managing bigger purchases without added stress. Their customer service is also top-notch. On the rare occasion I've needed support, the team has been responsive, helpful, and genuinely interested in solving my issue. PayPal Credit has made my online shopping experience smoother, safer, and more manageable. They absolutely deserve to win the Consumer Credit Awards! Reviewed on: 26th May 2025

safe secure and convenient, I couldn't ask for more

safe secure and convenient, I couldn't ask for more Reviewed on: 26th May 2025

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