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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181008 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181009)

Super.product

Very easy to deal with especially enlightened pay in 3 product Reviewed on: 9th June 2026

Easy to use and understand.

Easy to use and understand. Service is straight forward and clearly explained. No hidden fees or costs Reviewed on: 9th June 2026

If I have questions on my account always helpful and...

If I have questions on my account always helpful and good straight answers stopped my direct debit by mistake able to contact set up no problem and having the app helps me to keep eye on my spending and if I want to pay more the app enables me to keep eye on spending Reviewed on: 9th June 2026

Reliable, safe worldwide

It is safe way to pay worldwide, the response to queries is quick. Reviewed on: 9th June 2026

Customer service

I had a problem with my account. Your customer service team were on it, so helpful, reassuring and even followed up with an email when it finished. Reviewed on: 9th June 2026

Highly recommended

It’s a very good service when you want to buy something but more expensive and don’t want to pay upfront but you can pay in few months time without any interest . It helps a lot . I been using it from past few years without any issue . Highly recommended…. Reviewed on: 9th June 2026

I work very well I don’t have any issues.

I work very well I don’t have any issues. Reviewed on: 9th June 2026

Efficient effective and value for money with multipl...

Efficient effective and value for money with multiple customers friendly product offerings. Reviewed on: 9th June 2026

User friendly

I have found PayPal user friendly and the pay in three interest free option is really great Reviewed on: 9th June 2026

Thank you, I am very happy.

Thank you, I am very happy. Thank you for your help Reviewed on: 9th June 2026

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