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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181011)

User friendly

I have found PayPal user friendly and the pay in three interest free option is really great Reviewed on: 9th June 2026

Thank you, I am very happy.

Thank you, I am very happy. Thank you for your help Reviewed on: 9th June 2026

Excellent

Aiways helpful and easy to use, issues resolved quickly, Good communication and service Reviewed on: 9th June 2026

They are VERY responsive to customer issues.

They are VERY responsive to customer issues. No being put on hold for minutes on end before an agent speaks to you. Had an issue with a lost item from the EU-UK. The PayPal tracking system linked to my online purchase made making a claim a lot easier than it otherwise could have been. I got my money back with very little effort. Very pleased. Reviewed on: 9th June 2026

five stars

I had issues wirh trying to pay off my paypal credit and was helped so promptly, professionally and with kindness. I use paypal for ease of payments on multiple things Reviewed on: 9th June 2026

They were very helpful.

They were very helpful. I needed a breakdown n what I was paying interest on and they advised me Reviewed on: 9th June 2026

Great service

I have found out over the years that I don't have to call because if you give the system 24hours it rectifies everything. And when I have had to call for clarification, the staff were brilliant. Can't praise them enough. Reviewed on: 9th June 2026

Great customer service - hassle free and easy to use!

Great customer service - hassle free and easy to use! Reviewed on: 9th June 2026

your money...

Easy to use but sometimes ita wait to get your money back Reviewed on: 9th June 2026

Mostly good.

Hard to find what you need in the app sometimes. Reviewed on: 9th June 2026

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