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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

My experience has been Okay as long as I don't need...

My experience has been Okay as long as I don't need customer services. I would love if the bot was not so limited. Reviewed on: 9th June 2026

Excellent!

Always there when you need that backup. Reviewed on: 9th June 2026

ease of use

ease of use pay in 3 is great a safer way to send money Reviewed on: 9th June 2026

Brilliant scheme makes paying easy and convenient re...

Brilliant scheme makes paying easy and convenient really helps on the days where you don’t have the funds available Reviewed on: 9th June 2026

I feel safe from scams using PayPal, and it's been s...

I feel safe from scams using PayPal, and it's been super handy for those emergency moments where I haven't had enough money to buy something that needed immediately. I often use the pay in three options, as this spreads the cost over three months and helps.me.balance my money. Reviewed on: 9th June 2026

Easy and great way to spread payments

Easy and great way to spread payments Reviewed on: 9th June 2026

Safe and Easy

Always a safe and easy way to pay for goods Reviewed on: 9th June 2026

Interest free over 4 months

Interest free over 4 months is a great offer which I use regularly. Reviewed on: 9th June 2026

I use all services pay in 3, PayPal credit and pay f...

I use all services pay in 3, PayPal credit and pay for hooods Reviewed on: 9th June 2026

Overall, my experience has been positive.

Overall, my experience has been positive. Reviewed on: 9th June 2026

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