Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181011)

Paypal - my experience

5
I have found it a lifesaver when needing to make larger purchases. It's an option almost everywhere, it enables me to buy everything I need from a seller in one go saving on postage. Whilst doing a large renovation, Paypal Credit really helped to absorb the cost of those big ticket items and it's easy and intuitive to set up a payment plan that suits your finances. It's been a game changer in the credit market. Really happy with it. Constructive request - please introduce purchase protection for private purchases, ie Friends and Family. Reviewed on: 9th June 2026
Justine K's avatar
Justine K

Positive

5
Always smooth transactions. Never had any problems Reviewed on: 9th June 2026
Artur 's avatar
Artur

Best in lthe world ld

5
I have PayPal from many years, never let me down, Best in the world Reviewed on: 9th June 2026
Romanski's avatar
Romanski

Amazing provider, easy and safe transactions.

5
Amazing provider, easy and safe transactions. I try to use PayPal for all my purchases if possible. love the pay in 3 option and the credit too so easy to keep on track of the payments and or pay them off early. Just very simple and transparent. Reviewed on: 9th June 2026
ANETT O's avatar
ANETT O

I am using paypall credit for almost 5 years now and...

5
I am using paypall credit for almost 5 years now and never had issues. Reviewed on: 9th June 2026
Ivona Nis's avatar
Ivona Nis

Love PayPal

5
Love PayPal. It’s so easy to use, secure and you can actually speak to someone on the phone in the event of any queries. Brilliant service. Reviewed on: 9th June 2026
Elizabeth C's avatar
Elizabeth C

Pay in 3

5
Pay in 3 in so convenient and easy to use. Many online retailers offer this option at checkout. So simple to use. Reviewed on: 9th June 2026
Alison Barker's avatar
Alison Barker

Always had a great experience.

5
Always had a great experience. So easy to use. Reviewed on: 9th June 2026
Jessica O's avatar
Jessica O

Never had a problem with PayPal.

5
Never had a problem with PayPal. Over the years they have always been reliable! Reviewed on: 9th June 2026
Davina Oriakhi-Idris's avatar
Davina Oriakhi-Idris

Wouldn’t be without it!

5
Wouldn’t be without it! Has been such an important part of my shopping experiences. Reviewed on: 9th June 2026
Katie H's avatar
Katie H

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101184 reviews
    PayPal

  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal

  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill