Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,512 reviews, last reviewed 23rd Apr 2026
2925600% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal- flexible, secure with great support PayPal is a great way to deal with my purchases offering super flexible and secure options. Customer service has been excellent on occasion I've neede... Read more Reviewed on: 23rd April 2026
eastwp's avatar
eastwp

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (82512)

Paypal is great for small loans

5
Paypal is great for this. Terms are clear. Website is easy to use. Rates are good as well. Customer service is very good. Reviewed on: 26th May 2025
Allan K's avatar
Allan K

Simple and helpful

5
Easy to use and great 0% free credit offers for certain periods of time which help manage finances along with pay in 3 option. I use it regularly as a main pay service. I do recommend to family and friends. Reviewed on: 26th May 2025
Jon's avatar
Jon

Great starting base

5
Great starting base for a credit score Reviewed on: 26th May 2025
C Dudd's avatar
C Dudd

My experience with PayPal credit

4
I recently used the PayPal credit, and I had a positive experience. The process of applying was easy straight forward. The interest rates were fair making it easy to manage my finances.The mobile app was outstanding easy to understand and to use. Reviewed on: 26th May 2025
polite c's avatar
polite c

Recommend PayPal. .

5
Used PayPal without issues for several years. No security issues. Good communication Reviewed on: 26th May 2025
Jonathan H's avatar
Jonathan H

Easy checkout with PayPal.

5
Easy checkout in many outlets. Easy repayments. Great 0 % interest offers. Reviewed on: 26th May 2025
catherine n's avatar
catherine n

I really like the idea of and support

5
I really like the idea of and support Reviewed on: 26th May 2025
Jashim Iqbal's avatar
Jashim Iqbal

Good for budgeting for big purchases

5
Easy to use with range of payment options , to help spread costs Reviewed on: 26th May 2025
terenceapooley@gmail.com's avatar
[email protected]

Simple, reliable and trustworthy

5
Simple, reliable and trustworthy Reviewed on: 26th May 2025
Georgina's avatar
Georgina

Always been there when needed so helps afford what y...

5
Always been there when needed so helps afford what you would like or need Reviewed on: 26th May 2025
Glynis m's avatar
Glynis m

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill