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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good overall

Good overall nothing to complain about as would have expected. Simple and and easy to use. Reviewed on: 9th June 2026

Convenience and no brainer.

Convenience and no brainer. Fast and efficient. Reviewed on: 9th June 2026

Always helpful and supportive providing clear and em...

Always helpful and supportive providing clear and empathetic guidance and clarity Reviewed on: 9th June 2026

I have always found PayPal to be quick and easy bri...

I have always found PayPal to be quick and easy bridging the gap for when I need a little time to pay Reviewed on: 9th June 2026

Paypal credit allows me to spend when needed with ex...

Paypal credit allows me to spend when needed with extra security Reviewed on: 9th June 2026

Well for me its all been positive, for when I cant q...

Well for me its all been positive, for when I cant quite afford to buy something in one go PayPal is my saviour Reviewed on: 9th June 2026

Pay pal credit has been easy and helpful to use.

Pay pal credit has been easy and helpful to use. Never had a problem and great customer service. Reviewed on: 9th June 2026

Your a Pal

I love that if a product is bought on PayPal you feel safe knowing if anything is wrong your covered most of products I buy are on PayPal and you certainly are a Pal, Reviewed on: 9th June 2026

Ease of use,

Ease of use, Secure payments, and piece of mind when making a purchase Reviewed on: 9th June 2026

Navigating the system can be a bit tricky

Navigating the system can be a bit tricky Reviewed on: 9th June 2026

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