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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181012 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181012)

Wouldn’t be without it!

Wouldn’t be without it! Has been such an important part of my shopping experiences. Reviewed on: 9th June 2026

I’ve had PayPal for a few years now and it keeps get...

I’ve had PayPal for a few years now and it keeps getting better. I enjoy using this service and encourage all my friends and family to open an account. Reviewed on: 9th June 2026

Very helpful PayPal

PayPal always helps PayPal always understand Reviewed on: 9th June 2026

Paypal credit is a support that every other customer...

Paypal credit is a support that every other customer needs. It’s really easy to use. Reviewed on: 9th June 2026

The simple easiest way I've used for over 15 years...

The simple easiest way I've used for over 15 years Reviewed on: 9th June 2026

So helpful having 0% interest for 4 months and have...

So helpful having 0% interest for 4 months and have the flexibility of what you can pay back every month Reviewed on: 9th June 2026

PayPal credit is easy and adjustable

PayPal credit is very easy to use and adjust as needed. Reviewed on: 9th June 2026

Easy and seamless experience

Had such an easy, seamless experience. The app system is easy to use and incredibly useful to track spending. Reviewed on: 9th June 2026

5 stars PayPal review

Always used PayPal Very happy PayPal customer and will keep using it as a first go to payment Reviewed on: 9th June 2026

PayPal Credit is very easy to use and convenient.

PayPal Credit is very easy to use and convenient. The application process was quick, and managing payments is simple. It gives me flexibility when making purchases and helps spread the cost when needed. I would definitely recommend it to others. Reviewed on: 9th June 2026

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