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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I’ve used PayPal for years.

I’ve used PayPal for years. I use it mainly for the security. PayPal credit and pay in three also allow me to spread the cost of large payments. Reviewed on: 9th June 2026

Recommend and easy to use.

Easy to use. Limited to certain websites though Reviewed on: 9th June 2026

Friendly staff and a easy way to spread the cost on...

Friendly staff and a easy way to spread the cost on purcheses Reviewed on: 9th June 2026

Good customer service service money back guarantee

Good customer service service money back guarantee Reviewed on: 9th June 2026

Pp credit

Good credit limit but not very clear terms Reviewed on: 9th June 2026

Use it a lot - it’s good to have interest free for 4...

Use it a lot - it’s good to have interest free for 4 months Reviewed on: 9th June 2026

A great way to get what you want without the hassle

I've been using PayPal credit for several years now it's easy and safe to use. I love the fact that any purchases over £100 are interest free for 4 months, which makes it a great way to borrow money. I also have the card so I can use it when out shopping. Have always recommended PayPal, one of the best decisions I've made was getting it Reviewed on: 9th June 2026

Very good service with easy payments

Very good service with easy payments Reviewed on: 9th June 2026

Egoodasy to use .

Easy to use . Great when you need help with a refund. Have used it for years no problem. Reviewed on: 9th June 2026

PayPal Credit offers a superb service

PayPal Credit offers a superb service and is not just limited to online purchases, now that a physical card is also issued, enabling you to use your PayPal card at any establishment that accepts Mastercard for payment. With superb interest free periods and excellent communication, this is the credit card account of choice. Reviewed on: 9th June 2026

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