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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181014 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181014)

5 stars PayPal review

Always used PayPal Very happy PayPal customer and will keep using it as a first go to payment Reviewed on: 9th June 2026

PayPal Credit is very easy to use and convenient.

PayPal Credit is very easy to use and convenient. The application process was quick, and managing payments is simple. It gives me flexibility when making purchases and helps spread the cost when needed. I would definitely recommend it to others. Reviewed on: 9th June 2026

Excellent safe way to pay

PayPal is very easy to use and gives you added security when spending. Recognised at most retailers it’s an easy and safe option to pay using your card. I would highly recommend it to anyone Reviewed on: 9th June 2026

Always prompt & efficient to use, very easy to navig...

Always prompt & efficient to use, very easy to navigate and totally trustworthy. Reviewed on: 9th June 2026

Makes buying, subscribing and general day to day exp...

Makes buying, subscribing and general day to day expenditure much easier Reviewed on: 9th June 2026

Never had any problems with contacting customer serv...

Never had any problems with contacting customer service. The staff are always friendly and will go above and beyond to solve the issue you have as soon as possible. Reviewed on: 9th June 2026

Helpful customer service always on hand

Helpful customer service always on hand Reviewed on: 9th June 2026

Not easy to contact a customer service agent, and so...

Not easy to contact a customer service agent, and sometimes I have to delete the app and re download as doesn't always work. Reviewed on: 9th June 2026

It’s been helpful and I’ve used PayPal for years

It’s been helpful and I’ve used PayPal for years Reviewed on: 9th June 2026

Safe, Easy and User friendly

I find PayPal helpful and safe for transactions online. PayPal has grown since I first joined and are constantly looking for better ways to help their customers. Reviewed on: 9th June 2026

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