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PayPal: PayPal Credit reviews

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4.90
Based on 82,803 reviews, last reviewed 23rd Apr 2026
2951700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily became our go-to for payments Easily became our go to app for online and over the cpunter payments, with options for where it will draw your funds from, and credit options up to 4 ... Read more Reviewed on: 23rd April 2026
Mariana G's avatar
Mariana G

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
Tommy's avatar
Tommy
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82803)

Long Time Paypal User

5
I have been using Paypal for a long time and use it frequently for online purchases and also to send money within the family. I find it convenient and also especially safe for online purchases. Reviewed on: 26th May 2025
Nicole M's avatar
Nicole M

Good service

5
Good interest free periods. Flexible repayment options. Can’t be beaten for convenience. Reviewed on: 26th May 2025
James US's avatar
James US

helpful customer service, safe and secure to use

5
helpful customer service, safe and secure to use Reviewed on: 26th May 2025
peter a's avatar
peter a

Always ready to help

5
Always ready to help when I have an issue Reviewed on: 26th May 2025
Paulo C's avatar
Paulo C

Amazing!!

5
Amazing to use and work with for managing my spending Reviewed on: 26th May 2025
Charlie C's avatar
Charlie C

Reliable

5
Never had a problem using PayPal, and they've been able to refund my money promptly when I've had an issue with a seller. Reviewed on: 26th May 2025
Andrew S's avatar
Andrew S

PayPal 95% of the time have fulfilled requests and q...

5
PayPal 95% of the time have fulfilled requests and queries by myself Reviewed on: 26th May 2025
GrantD's avatar
GrantD

I had an issue with one of the companies online wher...

5
I had an issue with one of the companies online where I was going to pay subscriptions monthly , I only made one phone call to PayPal customer services and it was all sorted . no hassle on my side . thank you PayPal customer services Reviewed on: 26th May 2025
wafawanaka's avatar
wafawanaka

Exceptional

5
Always happy with my great offers and more Reviewed on: 26th May 2025
Danielle f's avatar
Danielle f

Easy but safe way to pay...

5
Have found it to be a very easy but safe way to pay for goods. Great to split payments into three as well if it's too much to spend out one month. Has been really happy with all the transactions so far. PayPal Credit a real help too for the tight budget. Reviewed on: 26th May 2025
T Mum 's avatar
T Mum

Review PayPal: PayPal Credit now

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