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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82927 reviews)

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4.90

Based on 82,927 reviews, last reviewed 23rd Apr 2026

2963500% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good for me. Good for me. I am really enjoying it Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82927)

Great service

Have been using Paypal for a while and it’s a great alternative to using a credit card online. Highly recommend Reviewed on: 26th May 2025

Excellent service, low interest rates and credit inc...

Excellent service, low interest rates and credit increases. Reviewed on: 26th May 2025

I have been using PayPal for almost 20 years...

I have been using PayPal for almost 20 years and I have never had any issues with the company. Reviewed on: 26th May 2025

very good great to deal with hassel free

very good great to deal with hassel free Reviewed on: 26th May 2025

Choose Pay Pal

Fast,safe and reliable.i have purchased fridge freezer and dishwasher using my Pay Pal account.The customer service is excellent. Reviewed on: 26th May 2025

Excellent service

Excellent service. Hassle free application. Quick and easy. Good app to keep track of your progress/ account Reviewed on: 26th May 2025

Great if you see a bargain

PayPal doesn’t make using any of their services difficult. So using them for credit option was an easy choice. Especially as you can buy, any pay no interest as long as the cost is settled within the timeframe. Reviewed on: 26th May 2025

Dreams can become real.

I wanted some new camera gear a while back. It would have taken me a while to save and buy. With Paypal credit I was able to purchase my equipment and I paid them off in record time. If it wasn't for Paypal trusting me with credit my dreams would have stayed dreams. I am forever grateful . Reviewed on: 26th May 2025

when buying things online, the transactions are smooth.

when buying things online, the transactions are smooth. it would be nice to be able to have it in a smart wallet. Reviewed on: 26th May 2025

Fantastic way to spread the cost

Fantastic way to spread the cost Reviewed on: 26th May 2025

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