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PayPal: PayPal Credit reviews

4.91
Based on 50,484 reviews, last reviewed 7th Jun 2025
1813800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive, app very clear and easy to manage, easy ac... Positive, app very clear and easy to manage, easy access there when you need it Reviewed on: 7th June 2025
GEMIYY's avatar
GEMIYY

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50484)

Great service, I use it all the time

5
Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022

Great for internet free period

5
PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022

Thanks

5
Thanks you The best one In World Reviewed on: 13th June 2022

Easy payment

5
I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022

To sum it up in one it takes the stress out of buying

5
It's good to know that there is is someone out there to help you with credit at low interest rates Reviewed on: 13th June 2022

PayPal Credit

5
Excellent Service, safe and easy Transactions. Reviewed on: 13th June 2022

Paypal credit

5
Most user friendly credit facility I've used. Its quick and easy to use. The pay in installment facility is great for larger purchases, to spread the cost more manageably. Reviewed on: 13th June 2022

Easy to use and manage

4
I've used Paypal credit a few times now and it's so easy to manage your account via the app. I also find the customer service team to be really helpful and responsive. Would recommend to others interested in Paypal credit. Reviewed on: 13th June 2022

A Timely Helper

5
Paypal Credit has been very helpful to me over the last year while my income has been very unpredictable, but lots of products have needed replacing. Making it interest free for 4 months has been all I needed to make sure I could afford to pay what I needed to, without interest and without a long-term debt being allowed to slide and lead me wayward. I feel that Paypal credit's 4 Months Interest Free promotion has been an excellent product that has helped me personally, enormously. Reviewed on: 13th June 2022

Highly Recommend Pay Pal

5
Customer services are super good. Reviewed on: 13th June 2022

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