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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent Communication

Communication is excellent; always know what is going on with my account with notifications and emails. Reviewed on: 9th June 2026

Highly recommend

Only ever had 1 problem and phoned customer service and was sorted straight away Reviewed on: 9th June 2026

I find it a good safety net should I need it.

I find it a good safety net should I need it. Reliable, fast and easy to use. Everything is convenient to access and support is at hand if it’s required. It’s a comfort to know my PayPal account is readily available. Reviewed on: 9th June 2026

Been using for a few years and no issues

Been using for a few years and no issues Reviewed on: 9th June 2026

Great payment option

Regularly use it, 0% interest offers and pay in three. Just wish that the interest free period was longer than 4 months Reviewed on: 9th June 2026

Pay in three, handy when cash flow isn’t great!

Pay in three, handy when cash flow difficult! Debit card points a good touch Reviewed on: 9th June 2026

Bonus points not added in previous offers

I have activated offers in the past but not received bonus points. For example: 10 points per £1 offer. Reviewed on: 9th June 2026

5 star app

Amazing to use, so easy and highly recommend to anyone shopping online Reviewed on: 9th June 2026

.1st class purchace protection

Paypals purchace protection is 1st class, if a problem arises with a purchace paypals refund protection gives peace of mind. I never buy if paypal is not offered at checkout Reviewed on: 9th June 2026

Would definitely recommend!

Easy and safe way to pay for goods etc, disputes are settled very quickly. The website and app are easy to navigate, would definitely recommend. Reviewed on: 9th June 2026

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