Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

View other PayPal products

4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181017)

Easy to apply, great customer service

Easy to apply, great customer service Reviewed on: 9th June 2026

Paypal credit is very useful when necessary and very...

Paypal credit is very useful when necessary and very flexible and you can use at almost every retailer which is really good , but i don’t agree with the late payment fee, obviously understand that you shouldn’t be making late payments but i feel like they should give people a chance before charging it especially in this UK economy Reviewed on: 9th June 2026

Great service

Can’t fault the service at all great overall no hidden issues just great Reviewed on: 9th June 2026

Friendly and helpful staff, always ready to help

Friendly and helpful staff, always ready to help Reviewed on: 9th June 2026

Love PayPal

Always great using PayPal which I have done for many years Reviewed on: 9th June 2026

It's good services I am like it and trusted as well,...

It's good services I am like it and trusted as well, safe and secure Reviewed on: 9th June 2026

Just brilliant

I have been with PayPal for a long time now and I have always found their service to be excellent. Using Paypal means I never provide my bank and/or credit card details online and they have an easy system for disputes or problems with purchases. Sending and receiving money from other people is a very reliable and safe option. And finally their credit account service is competitive and now even comes with an actual card for using in store. Just brilliant and there’s loads more great deals too. Very happy customer! Reviewed on: 9th June 2026

quick & easy and very secure

using paypal is quick easy and very secure way to purchase things Reviewed on: 9th June 2026

PayPal provided a seamless purchasing experience wit...

PayPal provided a seamless purchasing experience with great customer support. Reviewed on: 9th June 2026

Easy to use

Easy to use app, quick to send and receive money and secure Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101189 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub