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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal is one of my preferred online shopping platfo...

PayPal is one of my preferred online shopping platforms, offering me numerous options for instalment and deferred payment. Additionally, I possess credit which I can utilize now and settle later. I highly appreciate PayPal. Reviewed on: 9th June 2026

Safe and reliable source of credit.

Safe and reliable source of credit with easy repayments plan if required. I use the pay in three on occasions. And I like the wallet option which I use on my phone. It's widely accepted everywhere. Good communication on repayment dates and reasonable interest rate. Reviewed on: 9th June 2026

Excellent service on all things veryhelpful

Excellent service on all things veryhelpful Reviewed on: 9th June 2026

Been with Paypal for years and find them fair and ho...

Been with Paypal for years and find them fair and honest Reviewed on: 9th June 2026

card refused abroad

i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i ask, what is the point of a credit card that does not work abroad !! ?? Reviewed on: 9th June 2026

Easy to use especially when on holiday

Easy to use especially when on holiday Reviewed on: 9th June 2026

Always reliable and helpful.

Always reliable and helpful. Whenever support is required there is always available agent. Easy to navigate. Reviewed on: 9th June 2026

consistancy

paypal works for me every time no messing about very fast and secure Reviewed on: 9th June 2026

I enjoy the flexibility of the pay in 3 and interest...

I enjoy the flexibility of the pay in 3 and interest free terms. Superb value for money Reviewed on: 9th June 2026

Very useful

It’s easy to use. Very convenient Reviewed on: 9th June 2026

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