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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,097 reviews, last reviewed 23rd Apr 2026
2978900% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great payment platform. Always feel protected when paying with PayPal. Reviewed on: 23rd April 2026
Glenn J's avatar
Glenn J

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83097)

Easy to use application

5
Easy to use application and great product bomb recommended this to friends and family Reviewed on: 26th May 2025
Alex Curry's avatar
Alex Curry

Gives me the option to buy things and pay monthly wi...

5
Gives me the option to buy things and pay monthly without interest, as I probably would not be able to afford to pay outright. Reviewed on: 26th May 2025
John S's avatar
John S

Easy to use and helps spread costs

5
Easy to use and helps balance my expenditure. Having 4 months to spread the costs is really helpful. Reviewed on: 26th May 2025
Colin E's avatar
Colin E

Best Finance Provider.

5
Best experience ever with a Finance provider. 5 stars for you Reviewed on: 26th May 2025
Viorel Stoica's avatar
Viorel Stoica

Mostly good but not always

3
Mostly good but not always especially when trying to ask questions. A BOT is not helpful when they dont understand the question Reviewed on: 26th May 2025
Raven B's avatar
Raven B

Perfect payment method

5
I love using PayPal as it gives me time to repay for my shopping, or not pay in advance if I get a few different sizes of clothing. As a business owner I also use it to buy products for my salon, which is very helpful as it is usually a big sum. Reviewed on: 26th May 2025
Master of Disaster's avatar
Master of Disaster

I like pat pal i use it for everything like if u hav...

5
I like pat pal i use it for everything like if u have something expensive to by u can pay in 3 or pay monthly with pay pal credit Reviewed on: 26th May 2025
Lee b's avatar
Lee b

PayPal credit unfair late fee

2
PayPal credit did not automatically set up a minimum payment direct debit, I assumed it would because PayPal ‘pay in 3’ does. This led to me being charged a late fee which I feel was unfair. Reviewed on: 26th May 2025
Greg B's avatar
Greg B

Great service, Def recommend

5
Never had a bad or negative experience with paypal and they have made me feel secure in purchases and also if you pay in within 4 months don't get any interest what i think is great, just gives you that little breathing space. Reviewed on: 26th May 2025
Leeds champs 's avatar
Leeds champs

Very good experiences

5
Very good experience ease of use, customer service, interest rates, and the convenience of the pay-later option. Reviews often highlight the benefits of PayPal Credit for managing purchases and building credit, but also express concerns about fees, customer support, and potential for over-extension. Reviewed on: 26th May 2025
Mahendrasinh k's avatar
Mahendrasinh k

Review PayPal: PayPal Credit now

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