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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Easy to use

Easy to use app, quick to send and receive money and secure Reviewed on: 9th June 2026

Good to know.

No issues when used. Good to know it is available if needed. Reviewed on: 9th June 2026

This service has been excellent. Sooo glad I signed up!

This service has been excellent. The communication is very good and it helps to keep your finances on track, whilst providing some extra flexibility. I am soooo glad I joined! Reviewed on: 9th June 2026

My Go-To for Payments app

I have been using paypal from along time for my day to day purchases and also for online shopping. Its PayPal Credit feature offers to share the cost in 3 interest-free monthly payments and also provides time to pay over 4 months time. it has been quite helful and secure way to make payments with 2-factor authentication. Also a quick resolution of suspicious payments if made by mistake. Reviewed on: 9th June 2026

PayPal has helped with making payments easier and co...

PayPal has helped with making payments easier and connects me to a lot of people across the world Reviewed on: 9th June 2026

Fair credit

The interest free credit options almost make it a no brainer to use PayPal for most online purchases Reviewed on: 9th June 2026

Easy to set up and use, highly recommend!

Easy to set up and use, highly recommend! Reviewed on: 9th June 2026

Quick money

I have had and been using a Paypal account since about 2007. I have always found them to be quick,easy and correct whether buying or selling items. I recently used the pay in 3 option, which worked really well for me. Reviewed on: 9th June 2026

Safer way to Pay

I feel safer using PayPal to purchase online as I don’t need to give card details Reviewed on: 9th June 2026

Money Queries

I find them very helpful if you have any queries and they sort them out very fast Reviewed on: 9th June 2026

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