Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Flexible payments options

the app is very user friendly, I like the flexibility of payment options Reviewed on: 9th June 2026

PayPal makes me feel safe.

Whenever I am buying online, PayPal makes me feel safe. If a company does not except PayPal I would give it a miss. Reviewed on: 9th June 2026

PayPal has helped me cope.

PayPal has helped me cope with some financial problems by allowing me 4 months to pay off the purchases without interest. This has been a huge relief. Reviewed on: 9th June 2026

Benefits of PayPal.

PayPal is trustworthy and easy to use. Reviewed on: 9th June 2026

Contract terms are straightforward and are free from...

Contract terms are straightforward and are free from hidden clauses Reviewed on: 9th June 2026

Great Safety Net

Always had good customer service with PayPal with normal Personal account, business and PayPal Credit. It is also a great safety net when paying for things that may not be delivered for 6 months! Reviewed on: 9th June 2026

Brilliant - very helpful and would recommend to anyone.

Brilliant - very helpful and would recommend to anyone. Really nice staff and good customer service Reviewed on: 9th June 2026

I’ve used PayPal credit for years really helpful!

I’ve used PayPal credit for years really helpful! No problems although Ive never missed a payment!! Reviewed on: 9th June 2026

Brilliant service never had a problem

Brilliant service never had a problem Reviewed on: 9th June 2026

Highly Recommended for Excellent service.

Excellent service. Customer Service are knowledgeable, fast and reliable. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub