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PayPal: PayPal Credit reviews

4.90
Based on 83,195 reviews, last reviewed 23rd Apr 2026
2987500% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s very good Card for credit card like you paying... It’s very good Card for credit card like you paying now in any shop for shopping and you pay three months later or four months Reviewed on: 23rd April 2026
Naushad 's avatar
Naushad

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83195)

I use PayPal for everything.

5
I use PayPal for everything... Anynonline shopping payments where available Reviewed on: 26th May 2025

Service and communication

5
Happy with fairness of credit given and options of payment date and helpful service when problems arrive Reviewed on: 26th May 2025

Forward thinking and so easy to use

5
Really easy to use and options for paying longer for items over £99 so no credit search as already in place. Also easy to manage your account and payments Reviewed on: 26th May 2025

Helping hand

5
Helped me out, lots of times. Very convenient and affordable payments. Would definitely recommend Reviewed on: 26th May 2025

I can rely on PayPal to help secure payment, resolve...

5
I can rely on PayPal to help secure payment, resolve issues. Always giving advance notice to due payment Reviewed on: 26th May 2025

My Pal Paypal

5
Perfect for budgeting as it allows every option in buying safely and securely Sets you a limit that is manageable.Provides controls that keep you within your affordable budget. Reviewed on: 26th May 2025

I’ve received nothing but Great services from the mo...

5
I’ve received nothing but Great services from the moment I open my account Reviewed on: 26th May 2025

Easy to use,,pay in three and paypal credit

5
Easy to use,,pay in three and oaypal credit Reviewed on: 26th May 2025

Easy payments

5
Use it a lot as it is so easy & quick Reviewed on: 26th May 2025

So far I had a great services from pay in 3 and PayP...

5
So far I had a great services from pay in 3 and PayPal credit. Only once I did have an issue with a CUstomer representative but maybe she was having a bad day! I rang back the following day and the girl was fantastic. Reviewed on: 26th May 2025

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