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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

PayPal is a good choice and smart in the modern day.

PayPal is a good choice and smart in the modern day. Nothing but good from this company Reviewed on: 9th June 2026

Hassle free payments and credit

PayPal credit is so easy to use and makes managing your money eh a cinch! Reviewed on: 9th June 2026

Top repayment site easy payment most sites have PayPal

Top repayment site easy payment most sites have PayPal Reviewed on: 9th June 2026

A great service and customer service experience is s...

A great service and customer service experience is second to none Reviewed on: 9th June 2026

It was good.

It was good. Customer Support was helpful. Reviewed on: 9th June 2026

Amazing Good

PayPal is a very amazing app, it helped me out when I was stuck with paying my laptop and since then I have been using it and it’s very wonderful, it even offers credit. I would use it again and again Reviewed on: 9th June 2026

couldn't be easier!

very simple process, excellent communication, makes you aware of all the terms and conditions Reviewed on: 9th June 2026

Clear terms and easy to manage

I like using Paypal and Paypal Credit because I feel like I can trust the service not to hide any surprise terms and conditions or hidden drawbacks. it feels safer borrowing money from here rather than a service I am less familiar with. I find the platform where I manage all my Paypal services really clearly laid out and easy to use. I love being able to to use my Paypal account accross so many of the services I use online. This helps me keep track of my spending habbits, especially when it comes to subscriptions. I recently got the Paypal Debit card. I haven't quite got in the swing of using it and seeing how the rewards system works but I look forward to finding out Reviewed on: 9th June 2026

Reliable, Secure, and Easy to Use

I’ve been using PayPal for years, and it has consistently proven to be one of the most reliable and secure online payment platforms available. Transactions are fast, the interface is user-friendly, and the buyer protection gives me confidence when shopping online. I especially appreciate how easy it is to send and receive money internationally without complications. Customer support has always been responsive whenever I’ve needed assistance. PayPal has made managing online payments simple, safe, and convenient. Highly recommended for both personal and business use. Reviewed on: 9th June 2026

Great value for money.

Having used PayPal credit numerous times, I have found it very easy to use, there are various options to chose from depending on my needs and very good value for money due to a reasonable interest rate for the term I have needed. Reviewed on: 9th June 2026

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