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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83294 reviews)

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4.90

Based on 83,293 reviews, last reviewed 23rd Apr 2026

2996700% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Easy to use, flexibility in repayments can be handy in the right circumstances Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83294)

Excellent customer service

I've contacted customer service for different reasons and found the advice and outcomes very helpful indeed. They have resolved some difficulties for me Reviewed on: 26th May 2025

My go to choice for credit / payments

My go to choice for credit / payments. Trustworthy, reliable and efficient. Paypals pay in 3 is always super helpful in spreading the cost of big purchases! Reviewed on: 26th May 2025

No fuss, easy to send or receive your funds.

Everything is so straightforward. From sending money to receiving money. It’s just a click or two to complete. Couldn’t be more easy. Reviewed on: 26th May 2025

I using PayPal for many years and all i can tell it'...

I using PayPal for many years and all i can tell it's better than any bank i ever see Reviewed on: 26th May 2025

PayPal makes good service customer service is good

PayPal makes good service customer service is good Reviewed on: 26th May 2025

Always great experience and I feel like my money is...

Always great experience and I feel like my money is always safe and protected Reviewed on: 26th May 2025

PayPal Credit has been an invaluable financial tool,...

PayPal Credit has been an invaluable financial tool, offering flexibility and convenience for purchases, especially when managing household expenses. The option to buy essential items such as televisions, washing machines, and other appliances at 0% or very low interest rates is a significant advantage, particularly during times when cash flow may be limited. This service allows users to spread the cost of larger purchases over manageable payments, ensuring financial stability while still acquiring necessary items. The seamless integration with PayPal makes transactions efficient, and the transparency in repayment terms provides confidence in managing finances responsibly. Overall, PayPal Credit is a reliable and practical solution for those seeking accessible financing options with favorable terms, making everyday purchases more affordable and stress-free. Reviewed on: 26th May 2025

Quick. Easy

Quick. Easy and super simple to use, staff are quick to help and friendly, definitely recommend to anyone Reviewed on: 26th May 2025

Love it and recomended

I'm using PayPal for many years and never have any issues. It's easy, fast and save service. Definatelly recomemded :) Reviewed on: 26th May 2025

always available credit.

always available credit. No problem with getting it. Safe and secure. Reviewed on: 26th May 2025

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