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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal has been been nothing but great.

PayPal has been been nothing but great. I use it whenever I need something and it’s before pay day. Reviewed on: 9th June 2026

Great flexibility with pay pal credit

Pay pal credit is so handy when buying online especially at the end of the month before my pay cheque goes in lol Reviewed on: 9th June 2026

Painless process and easy to use website.

Painless process and easy to use website. Reviewed on: 9th June 2026

Easy to use no problem

Easy to use and easy to payback no problem what so ever very helpful Reviewed on: 9th June 2026

Excellent payment options.

I use paypal for over 10 years. It is very handy and easy, the payment options are great. Now with the cards make things even better as we have more options of where to shop. Reviewed on: 9th June 2026

Very happy with my experience so far

Paypal credit has given me a lot of flexibility in paying for larger amounts. It has been a great way to effectively manage my finances. Reviewed on: 9th June 2026

Always fast and efficient great service

Always fast and efficient great service Reviewed on: 9th June 2026

This service allows me to manage finances over a lon...

This service allows me to manage finances over a longer period of time than a normal credit card. Reviewed on: 9th June 2026

Fantastic service great customer service.

Fantastic service great customer service. Reviewed on: 9th June 2026

I am satisfied with the services and customer service

I am satisfied with the services and customer service Reviewed on: 9th June 2026

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