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PayPal: PayPal Credit reviews

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4.90
Based on 83,408 reviews, last reviewed 23rd Apr 2026
3007600% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This service helps me manage my finances much easier. This service helps me manage my finances much easier. The flexibility the 4 months 0% finance gives me is incredible Reviewed on: 23rd April 2026
Thomas W's avatar
Thomas W

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026
MattL's avatar
MattL
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83408)

Always ready to help and on point in fixing problems...

5
Always ready to help and on point in fixing problems Reviewed on: 26th May 2025
Frederick Commey 's avatar
Frederick Commey

Secure and trustworthy

5
Can be used to buy and pay in many ways for shopping, vast amount of companies use it as payment, very secure and trustworthy, quick and easy, no hassle payment. Reviewed on: 26th May 2025
Paul W's avatar
Paul W

The Paypal credit limit has allowed me to spread the...

5
The Paypal credit limit has allowed me to spread the cost on high cost purchases. The 0% interest 4 month period allows me more time than any other credit providers to pay for my purchases. Reviewed on: 26th May 2025
Bruce N's avatar
Bruce N

Use pay in 3 regularly and it’s really quick and eas...

5
Use pay in 3 regularly and it’s really quick and easy to use Reviewed on: 26th May 2025
Lisa C's avatar
Lisa C

PayPal has already been incredible to me.

5
PayPal has already been incredible to me. They have contacted me even when I’ve forgotten to call them back, they have ensured to support me at all times and are very prompt on the phone. They also offer great deal which you can pay with PayPal credit. Would recommend to anyone who needs it. Reviewed on: 26th May 2025
Megi M's avatar
Megi M

3 month interest free absolutely great

5
3 month interest free absolutely great and so easy to set up. Notifications received in plenty of time to confirm when payment is due. Also the normal day to day payments are easy to do, 2 factor verification is essential in this day and age. Reviewed on: 26th May 2025
Bettsyp 's avatar
Bettsyp

I've used PayPal for everything

5
I've used PayPal for everything it helps a lot using pay in 3 not had any problems with anything it's just so easy to use Reviewed on: 26th May 2025
Robert West's avatar
Robert West

PayPal Credit is an easy and safe way to pay online.

5
PayPal Credit is an easy and safe way to pay online. You can choose different ways to pay off the credit, which helps you stay on track with your payments. Reviewed on: 26th May 2025
Kamila K's avatar
Kamila K

Really easy to do and set up.

5
Really easy to do and set up. Easy to pay balance in full each month. Good online platform. Easy to use, well set out and easy to understand Reviewed on: 26th May 2025
Clive R's avatar
Clive R

Great experience all round

5
Always had a great experience when using PayPal and definitely feel my money is protected when I use this method of payment. Reviewed on: 26th May 2025
Grace R's avatar
Grace R

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