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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Have used Paypal for many years

Have used Paypal for many years and have never had any issues. Good rates for credit, reliable, safe and secure. Reviewed on: 9th June 2026

Experienced Profession a Passion Excellence

I am particularly interested in PayPal because of its focus on creating secure and accessible financial services. My experience has taught me the importance of trust, attention to detail, and delivering excellent customer experiences—qualities that align closely with PayPal's mission. I am eager to bring my skills, learn from experienced teams, and contribute to innovative payment solutions that help people and businesses around the world. Reviewed on: 9th June 2026

Simple process

Easy to use and helpful to spread the cost of purchases. Reviewed on: 9th June 2026

Great one

I'm using it for years and every year they do better than previous one Reviewed on: 9th June 2026

Very useful, and can use nearly everywhere.

Very useful, and can use nearly everywhere. Interest rates a little high, but acceptable Reviewed on: 9th June 2026

We have used PayPal for many years now they are great .

We have used PayPal for many years now they are great . Reviewed on: 9th June 2026

Great no issues so far, I have debit and credit card...

Great no issues so far, I have debit and credit card all works fine Reviewed on: 9th June 2026

Always very professional in everything theydo

Always very professional in everything theydo Reviewed on: 9th June 2026

Convenient and Easy to Manage

I’ve found PayPal Credit to be a straightforward way to spread the cost of larger purchases when needed. The application process was simple, payments are easy to track through my account, and having the flexibility to pay over time has been useful for managing my budget. Overall, it’s been a convenient option for online shopping. Reviewed on: 9th June 2026

Great and helpful

Any problems I have had, PayPal always sort it out very quickly. Great service and always feel safe with payments using paypal Reviewed on: 9th June 2026

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