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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Human Solution

Always been able to speak to a human when there has been a problem. Which is the only way the problems have been solved! Big differentiator - thank you. Reviewed on: 9th June 2026

Gives me safety when using paypal

I think we could have more help with disputes but checking out with paypal gives me a piece of mind Reviewed on: 9th June 2026

Would recommended

Quick and easy process. Allowing to spread the cost with a period of interest free Reviewed on: 9th June 2026

PayPal gives me reassurance when purchasing items

PayPal gives me reassurance when purchasing items Reviewed on: 9th June 2026

I think PayPal do a great job of providing financial...

I think PayPal do a great job of providing financial services with lots of offers that are actually beneficial and useful! Reviewed on: 9th June 2026

Excellent Service and Support

I had experience of my credit availability not updating and the customer service were really prompt with correspondance and providing support. The matter was solved immediately. Reviewed on: 9th June 2026

I’ve been working with PayPal for years - they don’t...

I’ve been working with PayPal for years - they don’t disappoint and are supportive. Reviewed on: 9th June 2026

Lifeline

PayPal is always there , my credit limit is agreed previously so are a lifeline Reviewed on: 9th June 2026

Easy to manage payments and utilising the 0% interes...

Easy to manage payments and utilising the 0% interest free options Reviewed on: 9th June 2026

Very good customer service.

Very good customer service. Everything is really good and main thing is no fraud and all. They are very good Reviewed on: 9th June 2026

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