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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great!

I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022

Help when you need

large payment for little installments interest free Reviewed on: 13th June 2022

Good service

Very good service Fit for purpose Reviewed on: 13th June 2022

Easy to gat PayPal credit

It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022

Amazing

Only place that give me a credit card with reasonably Apr rating. I love thet you have 4months to pay it off before they starting charging you. Reviewed on: 13th June 2022

Brilliant way to pay monthly for your goods.

Very convenient way to purchase online on monthly payments. Reviewed on: 13th June 2022

Very quick

I Had money when î needed them, very quick Reviewed on: 13th June 2022

PayPal is great

I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022

Great deals!

Although there are some issues regarding the collection of payment, direct debit/in app payment, everything else seems to be ok! Reviewed on: 13th June 2022

PayPal

Love spending the cost over 4 months interest free so easy to understand the payments choose what to pay and who Reviewed on: 13th June 2022

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