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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181019)

It is fast free & protected & great when i need to s...

It is fast free & protected & great when i need to spead out the payments Reviewed on: 9th June 2026

App easy to use, good to know I can pay interest fre...

App easy to use, good to know I can pay interest free over 4 months. Reviewed on: 9th June 2026

PayPal credit is a fantastic flexible and affordable...

PayPal credit is a fantastic flexible and affordable way to pay for things Reviewed on: 9th June 2026

Excellent Customer Service and Secure Payments

I’ve had an excellent experience with PayPal Credit. The customer service has always been helpful and responsive whenever I’ve needed assistance. I also appreciate how secure and convenient it is when making purchases online. The account is easy to manage, payments are straightforward, and it gives me extra flexibility when buying larger items. Overall, PayPal Credit has been reliable, easy to use, and a service I trust. Reviewed on: 9th June 2026

Convenient when buying more expensive items.

I use PayPal credit whenever I make a more expensive purchase as it gives me the freedom to pay in small instalments or to pay later, giving me the choice of paying anytime in that deferred period. I find it very easy to use and the customer service is excellent. Reviewed on: 9th June 2026

I love paypal

I use PayPal for practically most payments I make. I love the reward system too. So easy to use and even better now I have an actual card as I can use it on amazon. If I spend over £99 I have 4 months to pay. Reviewed on: 9th June 2026

Flexible payments methods and feel protected

Sometimes you have to wait a little bit for a response. For example when querying/contesting a charge, but this is the same for all credit providers. I like that there’s flexible ways to pay and easily to buy online and feel protected. Reviewed on: 9th June 2026

I use paypal for all my purchases online when i can...

I use paypal for all my purchases online when i can as i feel safer using this service Reviewed on: 9th June 2026

Being given the option to pay in full, in 3 or credi...

Being given the option to pay in full, in 3 or credit for any unforeseen circumstances is ideal Reviewed on: 9th June 2026

PayPal...online

Great to use online nice and easy any problem PayPal fight for you Reviewed on: 9th June 2026

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