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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83462 reviews)

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4.90

Based on 83,462 reviews, last reviewed 24th Apr 2026

3012300% increase in 5 star reviews

in the past 90 days

4350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Recently sent some money through PayPal which ended... Recently sent some money through PayPal which ended up not being received by the recipient. PayPal was contacted and staff were very helpful in respo... Read more Reviewed on: 24th April 2026

Latest lowest rating:

1

Confusing with extra fees added for an a single miss... Confusing with extra fees added for an a single missed payment Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83462)

Excellence

Very handy to paypal, so easy to use Reviewed on: 26th May 2025

PayPal credit lLIFE THAT LITTLE BIT MORE REASSURING.

PayPal make the whole process so easy simple and quick. Reviewed on: 26th May 2025

Peace of mind and stress-free credit.

The range of stress-free credit. Can shop knowing that I have the option of paying for goods over an extended period. I use PayPal to pay for goods online whenever the option is available knowing that my details are protected in the case where the transaction is with a malicious or dubious site Reviewed on: 26th May 2025

Easy to use

Fast credit, easy to use online. Lots of stores offer this line of credit and it works really well. Have used it for multiple things in multiple stores and it’s so easy! Have recommended to friends and family. Reviewed on: 26th May 2025

It could be perfect!

PayPal Credit is an extremely convenient service and is generally very easy to use, super quick when using it to pay for goods and wilth great interest free payment terms. The account could be perfect if it was more informative and sharper with updates for the credits and payments made against individual interest-free arrangements. It is often difficult to see payments and credits that have been made, so that I can manage even better. Reviewed on: 26th May 2025

Straightforward Does what it needs to to.

Straightforward Does what it needs to to. Reviewed on: 26th May 2025

PayPal is great and customer service is good only do...

PayPal is great and customer service is good only downside is you can’t use like a credit card Reviewed on: 26th May 2025

First class

Used for years never had a problem always kept informed on payments Reviewed on: 26th May 2025

PayPal to intervention has helped me many times

i have had to require PayPal to intervene on some purchase disputes and heve always received efficient and friendly support Reviewed on: 26th May 2025

Good service buy now pay later

It's good for buy now, pay later. The interest rate and service provided are good. It's easy to buy, and there are lots of retailers. Reviewed on: 26th May 2025

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