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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Mrs Hamideh

5
Very handy. Easy to use. Easy payment method Reviewed on: 9th June 2026

I always use PayPal for purchases online as it is sa...

5
I always use PayPal for purchases online as it is safe and offers flexibility with pay in 3 and PayPal credit. Reviewed on: 9th June 2026

Secure, reliable, and efficient.

5
Secure, reliable, and efficient... Reviewed on: 9th June 2026

Satisfied in general.

5
Satisfied in general.Informative and fast service. Reviewed on: 9th June 2026

very good, supportive...

5
very good, solved an issue on the spot and supportive Reviewed on: 9th June 2026

It is a great ways to spread your payment with inter...

5
It is a great ways to spread your payment with interest free . Reviewed on: 9th June 2026

Great service and easy to use.

5
Great service and easy to use. I use it a lot for purchasing larger items Reviewed on: 9th June 2026

Good service

5
Customer services always very good when help is needed Reviewed on: 9th June 2026

It's a security way to shopping online

5
It's a security way to shopping online Reviewed on: 9th June 2026

Great service over many years

5
Been with PayPal for several years now, great service, easy to use. The pay in 3 has been a great addition to the offering they provide. And the credit facility is simple, impartial and easy to setup. Overall can't complain. Reviewed on: 9th June 2026

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