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PayPal: PayPal Credit reviews

4.91
Based on 50,690 reviews, last reviewed 16th Jun 2025
1831900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loyal Paypal customer I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services... Read more Reviewed on: 16th June 2025
Craig L's avatar
Craig L

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50690)

Use it wisely to pay very little interest

5
Use it wisely to pay very little interest. Plan your larger purchases and take the 4 months no interest option. It’s better than any other credit card I know Reviewed on: 13th June 2022

0% for 4 months is excellent

5
Helps spread the cost of larger purchases but I can enjoy my purchases earlier than saving Reviewed on: 13th June 2022

So handy

5
Super convenient for spreading costs over months wether it be a few month or several years Reviewed on: 13th June 2022

Interest free credit

5
Great easy to pay service, safe and secure, interest free for 4 months nowhere else like it Reviewed on: 13th June 2022

Brilliant option

5
PayPal credit gives you the option of spreading the cost of your purchase. With no interest if cleared within time scale. Highly recommend Reviewed on: 13th June 2022

No hassle!

5
All transactions are quick and reliable Reviewed on: 13th June 2022

One fine credit card

5
Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022

Quick and Easy

5
When your budget just doesn't stretch enough. PayPal is there to take you all the way. PayPal, the pal you need. The hero we deserve. Reviewed on: 13th June 2022

Convinient and handy

5
Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022

Best Online Service

5
Often a fantastic why to spread the cost my shopping addiction. Reviewed on: 13th June 2022

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