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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181020 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181020)

PayPal...online

Great to use online nice and easy any problem PayPal fight for you Reviewed on: 9th June 2026

EXCELLENT & super

It is very friendly, I love it .it is too smart app service PayPal doing Reviewed on: 9th June 2026

Well worth trying

When ive had issues they have been quickly resolved Reviewed on: 9th June 2026

Everything has been easy to use.

Everything has been easy to use. I haven't had any bad experiences. The service has been useful to me without any real negative points. Reviewed on: 9th June 2026

PayPal experience

PayPal are customer focused and efficient make life easier to pay Reviewed on: 9th June 2026

No matter what problems you have customer service d...

No matter what problems you have customer service don't rest till its sorted Reviewed on: 9th June 2026

Accessible

Reliable service.... Accessible to different companys like ebay... argos etc... Reviewed on: 9th June 2026

PayPal second to none

I’ve been using PayPal for more than 10 years and I find the platform very secure and easy to navigate. I love using PayPal credit which allows me to make payments over 4 months with no extra interest. The customer service is excellent and I can always count on the PayPal team when I am unsure of how to proceed when issues arise. Reviewed on: 9th June 2026

I’ve used PayPal credit many times, often to take ad...

I’ve used PayPal credit many times, often to take advantage of the four months interest free which provides great flexibility for larger purchases. Reviewed on: 9th June 2026

PayPal user for over 20 years

I have been using PayPal since around 2002 for most of not all online payments. The security has been extremely secure in all these years I have always been confident in my personal information being private. When in comes to customer service PayPal excels to high standards with money back garentee for every single purchase that is made through them. Now with PayPal+ the we have the bonus of using it locally is great also earning points for cashback on all spends is even wonderful. Reviewed on: 9th June 2026

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