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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Really accessible service with great offers and 4 mo...

Really accessible service with great offers and 4 month interest free credits, which makes it so much better than my usual credit card. Easy to check out and very efficient. Reviewed on: 9th June 2026

I've been using PayPal for a few years now and i can...

I've been using PayPal for a few years now and i can definitely say there brilliant for so many reasons from ordering items and paying for them to receiving them all tracked, they've helped me with purchases when money was tight and I really needed something, plus a whole lot of other things I've even bought my shopping online thanks to PayPal so had food that week I'm so impressed with PayPal it can be a life saver I would definitely recommend PayPal to everyone Reviewed on: 9th June 2026

Topclass Paypal.

Paypal has always provided me with prompt, professional and helpful support over the years. Reviewed on: 9th June 2026

Financial support in time of need

All through my university tuition was paid via pay pal and i am super pleased. Paypal made it easy for me to pay my tuition and many other of online purchases, from clothing, essentials, perfumes etc. Reviewed on: 9th June 2026

I found Papal to provide all my needs , when needed.

I found Papal to provide all my needs , when needed. Reviewed on: 9th June 2026

PayPal credit is easy and quick!

Just easy and quick to use. PayPal credit is great allowing you to pay up to 4 months without any fees. The new points system is an added bonus. Reviewed on: 9th June 2026

Happy with the service

I have used PayPal credit several Reviewed on: 9th June 2026

Efficient.

Efficient. Easy to manage in the app. Reviewed on: 9th June 2026

Easy to use and pay

I've used PayPal credit many times and it's quick and easy. Reviewed on: 9th June 2026

I am using paypal credit my purchase.

I am using paypal credit my purchase. It is quite easy. Reviewed on: 9th June 2026

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