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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

I’ve used PayPal credit many times, often to take ad...

I’ve used PayPal credit many times, often to take advantage of the four months interest free which provides great flexibility for larger purchases. Reviewed on: 9th June 2026

PayPal user for over 20 years

I have been using PayPal since around 2002 for most of not all online payments. The security has been extremely secure in all these years I have always been confident in my personal information being private. When in comes to customer service PayPal excels to high standards with money back garentee for every single purchase that is made through them. Now with PayPal+ the we have the bonus of using it locally is great also earning points for cashback on all spends is even wonderful. Reviewed on: 9th June 2026

Very easy and reliable checkout option.

Very easy and reliable checkout option. Easy to pay back aswell. Reviewed on: 9th June 2026

I have used paypal for years

I have been using paypal for years. I have never had any problems. They have resolved any issues i have had in the past. I will continue to use paypal. My children are now using paypal as i recommended it to them. Reviewed on: 9th June 2026

Happy Customer

I am very satisfied with PayPal. I feel secure when making online purchases because the platform provides a reliable and easy-to-use payment process. Additionally, if I have any questions or encounter any issues, their customer service team is always available to help me quickly and efficiently. Overall, my experience with PayPal has been very positive, and it gives me peace of mind when shopping online. I would definitely recommend this service. Reviewed on: 9th June 2026

I have used paypal credit for over 10 years.

I have used paypal credit for over 10 years , it’s great to spread the cost of purchases so you dont have to wait to buy the things you want . Reviewed on: 9th June 2026

Easy to use.

Easy to use. Only downside is rare to see 0% over 12 months Reviewed on: 9th June 2026

It's easier to handle things using PayPal when buyin...

It's easier to handle things using PayPal when buying online. Reviewed on: 9th June 2026

My experience has always been amazing with PayPal.

My experience has always been amazing with PayPal. They sort issues out and always available Reviewed on: 9th June 2026

PayPal is the way forward with shopping

It is always easy to pay with PayPal plus you have protection in case wrong item, faulty item or something goes wrong, PayPal always helps. I have been using PayPal for years now. Never had a problem. Reviewed on: 9th June 2026

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