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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83516 reviews)

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4.90

Based on 83,516 reviews, last reviewed 24th Apr 2026

3017200% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal Credit for over 3 years now... I have been using PayPal Credit for over 3 years now, and it's so easy to use. I also take advantage of the Pay in 4, where you don't pay any interest... Read more Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83516)

Really simple to use and good service, feel like you...

Really simple to use and good service, feel like you get that extra security and support when using paypal Reviewed on: 26th May 2025

Bagpuss59

Have used PayPal for many years and never had any problems, very reliable.quick transactions,,easy to use. Reviewed on: 26th May 2025

Excellent service and so safe

Excellent service and so safe. I only shop online if they accept PayPal Reviewed on: 26th May 2025

PayPal Credit Account Review

I’ve had a PayPal Credit Account for a few years now. Rates are the best I have and so easy to use on various payment platforms and also in store. Easy to understand statements, easy to pay and a pleasure to use! Thank you PayPal for an excellent service - 5 Stars! Reviewed on: 26th May 2025

Excellent and convenient credit service

PayPal offers an excellent credit with low interest rate. Plus offering 4 months interest free. I always use this service especially when it's close to pay day. Reviewed on: 26th May 2025

I'd you have to use a credit line use paypa

I'd you have to use a credit line use paypa Reviewed on: 26th May 2025

All good experience, no problems with this service.

All good experience, no problems with this service. Would use again. Have used this service on more than one ocassion Reviewed on: 26th May 2025

Convenient and used by many retailers

Paypal credit is a convenient and safe way to pay for many different things with the knowledge that you have payment protection and ease of use. Some retailers also have excellent interest free deals over 12 months if you buy certain items which makes it a great deal. Reviewed on: 26th May 2025

PayPal Is Great At Spreading The Cost On Items

PayPal is my main way to purchase items online for a secure payment and knowing my payment will be safe and secure. PayPal has always been a great help with spreading the cost of items you cannot afford straight away. Having zero interest with PayPal credit if paid within the time limit is very handy too! Reviewed on: 26th May 2025

Great service, facility to spread the cost

Great service, excellent facility to spread the cost Reviewed on: 26th May 2025

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