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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50693 reviews)

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4.91

Based on 50,693 reviews, last reviewed 16th Jun 2025

1832100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great, quick and easy to pay and feels secure Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50693)

Perfect for those online purchases

Works perfectly for me when I make purchases over £99 and can use the 0% offer. Makes it a bit easier during these times to spread payments and not worry about interest popping up Reviewed on: 13th June 2022

Love PayPal

Great customer service, I feel I'm being looked after, everything is clear and easy to understand. I love using PayPal for small and bigger shopping. Super convenient! Reviewed on: 13th June 2022

Excellent

I bought a lot stuff with PayPal Credit. There are a lot of flexible options for repayments at the zero interest rate. I have used it multiple times and will keep using it. Reviewed on: 13th June 2022

Easily the best credit provider

Easy to use, communication excellent and updates frequent. Reviewed on: 13th June 2022

Easy and flexible

Do a lot of my shopping with PayPal Credit. I have the flexibility if I don't want to pay it all back in one go. Makes checking out fast and simple Reviewed on: 13th June 2022

Great service

Have used PayPal credit a few times for various different purchases and it is easy to use and make payments on. Great service Reviewed on: 13th June 2022

Thank god for PayPal credit

Without PayPal Credit I wouldn’t have been able to book a flight. The application process was easy and you were approved almost straight away. I like how it makes it “affordable” by splitting the cost over 4 months with 0% interest Reviewed on: 13th June 2022

Shopping made easy

We newly moved home and needed lots of stuff for new home so we used PayPal credit for our online shoppings which made our shopping easier Reviewed on: 13th June 2022

4 months interest free

Love this as 1 month more than Klarna and from a name I trust! Reviewed on: 13th June 2022

Amazing to use for online payments

PayPal Credit has been a life saver for me. Online payment when I needed it most. Can’t praise highly enough. Reviewed on: 13th June 2022

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