Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Top company

Easy to use, fair company and great customer services Reviewed on: 13th June 2022

Extends my everyday purchases

We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022

Pleasure to deal with

Great to deal with and no hassles Reviewed on: 13th June 2022

Great

Great to use and specially the 4 months interest free Reviewed on: 13th June 2022

Reliable and fast payments

I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022

Super easy app and offer of 4 months 0%

Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022

Large and small

I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022

Best credit

Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022

Excellent

So simple to use and accepted in so many places Reviewed on: 13th June 2022

Straight forward and trusted

Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 0.00 from 0 reviews
Platinum Credit Card
from Lloyds Bank 3.92 from 49 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub