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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use, I have never had a problem using this.

Easy to use, I have never had a problem using this. It helps to spread the cost of large purchases. Reviewed on: 9th June 2026

Hassle free, easy to access credit.

Hassle free, easy to access credit. There for when you need it. Reviewed on: 9th June 2026

experience

I have wonderful experience to buy tickets online or do shopping online. Reviewed on: 9th June 2026

Been using pay pal credit for the last 5 years , nev...

Been using pay pal credit for the last 5 years , never had a problem, quick and easy to use. Credit started at £1000, I’m now have credit up too £3,600. I used it all the time when I buying bits and bobs and pay them off over 4 months. Would recommend pay pal credit to all my friends and family. Reviewed on: 9th June 2026

Never had cause to complain.

Never had cause to complain. Service has always been very good Reviewed on: 9th June 2026

Always a pleasure to deal with and a positive experi...

Always a pleasure to deal with and a positive experience is always had. Reviewed on: 9th June 2026

best financial institution out there

PayPal credit card is easy to use, easy transactions plus they gave me first 3 months free Interest I strongly recommend. Reviewed on: 9th June 2026

PayPal Credit has been a convenient and flexible way...

PayPal Credit has been a convenient and flexible way to manage purchases online. The application process was simple, payments are easy to track, and the financing options are helpful for larger purchases. Overall, a smooth and reliable experience. Reviewed on: 9th June 2026

Super.product

Very easy to deal with especially enlightened pay in 3 product Reviewed on: 9th June 2026

Easy to use and understand.

Easy to use and understand. Service is straight forward and clearly explained. No hidden fees or costs Reviewed on: 9th June 2026

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