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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50669 reviews)

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4.91

Based on 50,669 reviews, last reviewed 14th Jun 2025

1829800% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

using it frequently, easy and fast to use using it frequently, easy and fast to use Reviewed on: 14th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50669)

I've been with them for years

I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022

Secure, Easy to use what's not too Like

Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022

Excellent service thanks

Excellent service thanks paypal Reviewed on: 13th June 2022

Very helpful

PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022

Easy, short term borrowing.

PayPal Credit is always my first choice when it comes to short term borrowing as it’s 0% over 4 months offer is invaluable. Reviewed on: 13th June 2022

Simple and powerful to use

So much easier to make online payments and I find the offers very well placed for consumers. Reviewed on: 13th June 2022

Such an easy to use, flexible, all round 5* Service!

I’ve found PayPal credit really easy to use with excellent interest free offers and helpful ways to pay. It’s a fab service and I only wish it had an actual physical card to go with it! Reviewed on: 13th June 2022

Easy, reliable and effective

Paypal credit has helped me spread the cost of some big value items, and is also intuitive when making smaller purchases. When I called them I got through very quickly and they answered my query promptly and sufficiently. I aim to continue to use where possible as it is really useful for online purchases and is often my preference. Reviewed on: 13th June 2022

Best of the best !

Without any problems and stupid questions . Decision in literally 3 sec . You use PayPal everywhere its such a life changing ! Easy to pay back , good promotions I would recommend to everyone ! Reviewed on: 13th June 2022

Great all round

Bought a bag on Depop using PayPal credit, got interest free for 4 months as usual as item over £99 so great. Sadly had to open a PayPal dispute as item was not as described, process was easy and swiftly resolved by PayPal and I got my money back, would have no hesitation in using PayPal credit again for my next purchase xx Reviewed on: 13th June 2022

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