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PayPal: PayPal Credit reviews

4.91
Based on 50,693 reviews, last reviewed 16th Jun 2025
1832100% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great, quick and easy to pay and feels secure Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025
Judith K's avatar
Judith K

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50693)

Perfect for those online purchases

5
Works perfectly for me when I make purchases over £99 and can use the 0% offer. Makes it a bit easier during these times to spread payments and not worry about interest popping up Reviewed on: 13th June 2022

Love PayPal

5
Great customer service, I feel I'm being looked after, everything is clear and easy to understand. I love using PayPal for small and bigger shopping. Super convenient! Reviewed on: 13th June 2022

Excellent

5
I bought a lot stuff with PayPal Credit. There are a lot of flexible options for repayments at the zero interest rate. I have used it multiple times and will keep using it. Reviewed on: 13th June 2022

Easily the best credit provider

5
Easy to use, communication excellent and updates frequent. Reviewed on: 13th June 2022

Easy and flexible

5
Do a lot of my shopping with PayPal Credit. I have the flexibility if I don't want to pay it all back in one go. Makes checking out fast and simple Reviewed on: 13th June 2022

Great service

5
Have used PayPal credit a few times for various different purchases and it is easy to use and make payments on. Great service Reviewed on: 13th June 2022

Thank god for PayPal credit

5
Without PayPal Credit I wouldn’t have been able to book a flight. The application process was easy and you were approved almost straight away. I like how it makes it “affordable” by splitting the cost over 4 months with 0% interest Reviewed on: 13th June 2022

Shopping made easy

5
We newly moved home and needed lots of stuff for new home so we used PayPal credit for our online shoppings which made our shopping easier Reviewed on: 13th June 2022

4 months interest free

5
Love this as 1 month more than Klarna and from a name I trust! Reviewed on: 13th June 2022

Amazing to use for online payments

5
PayPal Credit has been a life saver for me. Online payment when I needed it most. Can’t praise highly enough. Reviewed on: 13th June 2022

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