Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

View other PayPal products

4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181022)

The credit facility and the comfort it provides on h...

The credit facility and the comfort it provides on high value purchases is invaluable. Reviewed on: 9th June 2026

Paypal credit is great...

I have never had any issues, PayPal credit is great and has helped me though my years, to manage a better life style for my family, we can buy or do things we want and have 4 months to pay it back interest free, even if you don’t get it all back in 4 months it’s a small fee every month. Reviewed on: 9th June 2026

Polite and professional every time

Polite and professional every time Reviewed on: 9th June 2026

Reliable credit and a trustworthy system of finance

Reliable credit and a trustworthy system of finance Reviewed on: 9th June 2026

Great always use paypal would recommend too all frie...

Great always use paypal would recommend too all friends and family Reviewed on: 9th June 2026

Never had any issues when using Pay Pal

Never had any issues when using Pay Pal, always managed to get things paid on time and the customer services is excellent if I have a query Reviewed on: 9th June 2026

4 months interest free credit and now has a virtual...

4 months interest free credit and now has a virtual card, so you can use PayPal anywhere Reviewed on: 9th June 2026

Great and simple service

No issues with it whatsoever - great limits, lots of flexibility and easy to use on anything. I think the main thing to watch out for is that payments don't immediately appear on there and may take a few days, but that's a small annoyance in comparison to what it gives you. Reviewed on: 9th June 2026

I feel safe when paying with PayPal as I know custom...

I feel safe when paying with PayPal as I know customer safety is your priority Reviewed on: 9th June 2026

Paypal plus- easy to use and understand credit option.

Easy to use credit function. Explanation of how things work is easy to understand. Prompts prior to repayment due. Recommended fir a flexible easy to use credit option. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101193 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub