Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

View other PayPal products

4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181022)

Great love excellent service recommend itto everyone

Great love excellent service recommend itto everyone Reviewed on: 9th June 2026

Easy to use.

PayPal isn’t the cheapest money lender but it is by far the safest and easiest to use. With the PayPal app I can see all of my PayPal transactions including Pay in 3 and Paypal Credit - so it’s really easy to manage my borrowing. I was able to buy once in a lifetime concert tickets that I otherwise would not have been able to afford and have been able to pay off the balance at my own pace. Reviewed on: 9th June 2026

Always prompt and helpful.

Always prompt and helpful. Clear and precise instructions when I contact by phone. Reviewed on: 9th June 2026

Very pleased

Processes payments securely and efficiently Reviewed on: 9th June 2026

Hard to get hold of and not great in disputes...

Hard to get hold of and not great in disputes Reviewed on: 9th June 2026

I use PayPal for most purchases because of security...

I use PayPal for most purchases because of security and convenience Reviewed on: 9th June 2026

The credit facility and the breathing space it provi...

The credit facility and the breathing space it provides can be invaluable on larger expenses. Reviewed on: 9th June 2026

Secure and tension free transaction

Easy to purchase, secure our transaction and tension free transaction Reviewed on: 9th June 2026

I like PayPal because iif you had paid anything with...

I like PayPal because iif you had paid anything with PayPal and then you need refund it is dealt straight away Reviewed on: 9th June 2026

Best App

Very easy and efficient especially the app Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101194 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub