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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very good

Good service I recommend it Try it Reviewed on: 13th June 2022

Simply outstanding.

I've been with PayPal for 12 years now and it's the only online payment platform I would use. Simple, secure with the reassurance that should something go wrong PayPal have got you protected. Two year ago I applied for PayPal credit, I was accepted with a generous limit and make use of the 4 month interest free offer on a regular basis. Interest rates are good should you need to pay things off over a longer period. Also the other promotions offered throughout the year are amazing offers. To summarize, PayPal are an outstanding company who I shall be a customer of for the rest of my life. Absolutely faultless. Reviewed on: 13th June 2022

Best credit

Sometimes it's hard to pay a huge amount in one go, but to spread it for 4 months feels much easier. The best part is that you don't need to pay anything extra Reviewed on: 13th June 2022

Best for 4 payments 0% interest

Great way to manage cash flow without actually relying on credit cards. Reviewed on: 13th June 2022

Paypal makes everything easy

I use both Paypal credit and PayPay Pay in 3 and find them both easy, intuitive and informative. At all stages through my payment plans I know how much is left, how much my next payment is expected to be and when. The system deals with refunds particularly well, also. Reviewed on: 13th June 2022

Easy to use

Very easy to use, flexible and helps with cash flow, excellent service. Reviewed on: 13th June 2022

One word amazing

When no one else help PayPal held my back and helped me with amazing credit. Reviewed on: 13th June 2022

Great experience no problem in carrying any kind of transaction

Great service trust them had a wonderful experience Reviewed on: 13th June 2022

0 percent interest for 6 month its just wow

I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022

Easy to use and reliable

Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022

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