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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

If I have questions on my account always helpful and...

If I have questions on my account always helpful and good straight answers stopped my direct debit by mistake able to contact set up no problem and having the app helps me to keep eye on my spending and if I want to pay more the app enables me to keep eye on spending Reviewed on: 9th June 2026

Reliable, safe worldwide

It is safe way to pay worldwide, the response to queries is quick. Reviewed on: 9th June 2026

Customer service

I had a problem with my account. Your customer service team were on it, so helpful, reassuring and even followed up with an email when it finished. Reviewed on: 9th June 2026

Highly recommended

It’s a very good service when you want to buy something but more expensive and don’t want to pay upfront but you can pay in few months time without any interest . It helps a lot . I been using it from past few years without any issue . Highly recommended…. Reviewed on: 9th June 2026

I work very well I don’t have any issues.

I work very well I don’t have any issues. Reviewed on: 9th June 2026

Efficient effective and value for money with multipl...

Efficient effective and value for money with multiple customers friendly product offerings. Reviewed on: 9th June 2026

User friendly

I have found PayPal user friendly and the pay in three interest free option is really great Reviewed on: 9th June 2026

Thank you, I am very happy.

Thank you, I am very happy. Thank you for your help Reviewed on: 9th June 2026

Excellent

Aiways helpful and easy to use, issues resolved quickly, Good communication and service Reviewed on: 9th June 2026

They are VERY responsive to customer issues.

They are VERY responsive to customer issues. No being put on hold for minutes on end before an agent speaks to you. Had an issue with a lost item from the EU-UK. The PayPal tracking system linked to my online purchase made making a claim a lot easier than it otherwise could have been. I got my money back with very little effort. Very pleased. Reviewed on: 9th June 2026

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