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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181023)

Best App

Very easy and efficient especially the app Reviewed on: 9th June 2026

Found it really easy to use on various websites, ver...

Found it really easy to use on various websites, very easy to to set up direct debit to help pay the account plus there’s the option to pay extra if wanted Reviewed on: 9th June 2026

I’ve not needed customer service but find the PayPal...

I’ve not needed customer service but find the PayPal experience really good overall Reviewed on: 9th June 2026

Good service.

Good service. Easy to use. Secure. Reviewed on: 9th June 2026

Very good rate and time to pay back with PayPal credit.

Very good rate and time to pay back with PayPal credit. Reviewed on: 9th June 2026

PayPal is secure n great to use !

PayPal is secure n great to use ! Gives me the breathing space when you want to buy something n budgets a bit tight Reviewed on: 9th June 2026

Easy to pay in three rates.

Easy to pay in three rates. Able to send money to friend with one click. Reviewed on: 9th June 2026

Nice and easy to use app!

Nice and easy to use app! Friendly team ready to solve all my issues! Reviewed on: 9th June 2026

A lifeline like no other !

I’ve been using PayPal for years, the service it provides is very convenient and helps to make my online finances more manageable, it simplifies all transactions and has enabled me to spread the cost interest free on almost all of my purchases, I would highly recommend to anyone. Reviewed on: 9th June 2026

Always Universal & Versatile and easiest payment met...

Always Universal & Versatile and easiest payment method from any platform, specially loved Debit and Credit card feature Reviewed on: 9th June 2026

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