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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

five stars

I had issues wirh trying to pay off my paypal credit and was helped so promptly, professionally and with kindness. I use paypal for ease of payments on multiple things Reviewed on: 9th June 2026

They were very helpful.

They were very helpful. I needed a breakdown n what I was paying interest on and they advised me Reviewed on: 9th June 2026

Great service

I have found out over the years that I don't have to call because if you give the system 24hours it rectifies everything. And when I have had to call for clarification, the staff were brilliant. Can't praise them enough. Reviewed on: 9th June 2026

Great customer service - hassle free and easy to use!

Great customer service - hassle free and easy to use! Reviewed on: 9th June 2026

your money...

Easy to use but sometimes ita wait to get your money back Reviewed on: 9th June 2026

Mostly good.

Hard to find what you need in the app sometimes. Reviewed on: 9th June 2026

Paypal - my experience

I have found it a lifesaver when needing to make larger purchases. It's an option almost everywhere, it enables me to buy everything I need from a seller in one go saving on postage. Whilst doing a large renovation, Paypal Credit really helped to absorb the cost of those big ticket items and it's easy and intuitive to set up a payment plan that suits your finances. It's been a game changer in the credit market. Really happy with it. Constructive request - please introduce purchase protection for private purchases, ie Friends and Family. Reviewed on: 9th June 2026

Positive

Always smooth transactions. Never had any problems Reviewed on: 9th June 2026

Best in lthe world ld

I have PayPal from many years, never let me down, Best in the world Reviewed on: 9th June 2026

Amazing provider, easy and safe transactions.

Amazing provider, easy and safe transactions. I try to use PayPal for all my purchases if possible. love the pay in 3 option and the credit too so easy to keep on track of the payments and or pay them off early. Just very simple and transparent. Reviewed on: 9th June 2026

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