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PayPal: PayPal Credit reviews

4.91
Based on 50,720 reviews, last reviewed 17th Jun 2025
1834400% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service and always there to help. Good customer service and always there to help. Reviewed on: 17th June 2025
Anna 's avatar
Anna

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

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PayPal PayPal Credit reviews (50720)

Quick and easy

5
Like the easy application for the credit and how it works. Reviewed on: 13th June 2022

Super helpful and fair

5
I have used PayPal credit now multiple times over the last year and a half. Having the ability to pay back in 4 months with 0% internet has allowed me to save money and products I wouldn’t normally be able to afford outright. It’s very fair and the app makes it easy to make payments towards paying off the debt. Reviewed on: 13th June 2022

Great for those big purchases you need now!

5
PayPal is great and helps me with those bigger purchases I need. They offer a variety of payment options that are clear and easy to understand. Reviewed on: 13th June 2022

Great service

5
Clear product, great customer service Reviewed on: 13th June 2022

Hassle free, seamless experience

5
I jumped on with PayPal credit early on and it’s been brilliant. When I applied m, it took less then a day for them to accept me and for my account to be ready. Since then I make the majority of my online purchases with PayPal credit as I find their already in place interface easy to use. Reviewed on: 13th June 2022

Good alternative to card

5
Well paypal credit is good alternative compare to credit card as interest rate is low and also you get plenty option to choose from. Reviewed on: 13th June 2022

Excellent service and great support.

5
My experience was excellent just simply because of an outstanding customer support and freedom of managing your payments and feeling confident throughout the process. Thank you! Reviewed on: 13th June 2022

Perfect for those online purchases

5
Works perfectly for me when I make purchases over £99 and can use the 0% offer. Makes it a bit easier during these times to spread payments and not worry about interest popping up Reviewed on: 13th June 2022

Love PayPal

5
Great customer service, I feel I'm being looked after, everything is clear and easy to understand. I love using PayPal for small and bigger shopping. Super convenient! Reviewed on: 13th June 2022

Excellent

5
I bought a lot stuff with PayPal Credit. There are a lot of flexible options for repayments at the zero interest rate. I have used it multiple times and will keep using it. Reviewed on: 13th June 2022

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