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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Brilliant

Amazing always come in handy having PayPal as its the safest way to buy online and so simple Reviewed on: 13th June 2022

Love paypal

0% interest for 4 months is very very helpfull and if its less than £99 then Use pay in 3 its very helpfull Reviewed on: 13th June 2022

Always use

Quick, reliable, can pay in whole or in parts, 4 months is good time to pay up. Reviewed on: 13th June 2022

Paypal Credit

Easy to set up and manage. A painless way to get if you want credit. Reviewed on: 13th June 2022

Smooth process and ease of use

Applying for credit is fairly simple. The PayPal app simplifies everything to track my credit use. I mostly utilise the £99+ offer for interest free for 4 months. My only gripe when I use the mobile app, it's almost too simplified with no advanced breakdowns. Reviewed on: 13th June 2022

Fantastic

This is such an amazing product. I love having the option of spreading the cost interest free for 4 months especially on eBay. It’s brilliant to use with other businesses too with their pay in 3 option. I love it! Reviewed on: 13th June 2022

Great card

It been soo helpful in this difficult time. Customer service was helpful when I contacted them. Reviewed on: 13th June 2022

Top

Love it me! More then others I always use it it’s very handy ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th June 2022

Thank GOD for Paypal

Its not called PAY PAL for nothin. Its your money pal and can get you out of trouble or just relax and enjoy spending without worrying about your bank balance getting low. PayPal gives you the most flexible options to buy stuff and plenty chances to pay it back whichever way you choose using the pay outright from your credit card or pay in 3 or pay or pay whichever you like whenever you like within the 4 weeks passing so long as you've covered the 4 weekly amount due or you can pay as little or as large as you like to bring down your credit re payment at no extra charge. PayPal is AWESOME Reviewed on: 13th June 2022

Best Credit Card

Best Credit Card. Stress free. I recommend people to apply for it. Reviewed on: 13th June 2022

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