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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84070 reviews)

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4.90

Based on 84,070 reviews, last reviewed 24th Apr 2026

3069400% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Hassle free way to purchase , and when I did have a... Hassle free way to purchase , and when I did have a problem customer services resolved it straight away Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84070)

The interest rates are very high and when paying bac...

The interest rates are very high and when paying back each month sometimes the minimum monthly payment only covers the interest fee and hardly any of what you owe. Reviewed on: 26th May 2025

PayPal credit is so easy to use

PayPal credit has always been easy to use, credit limit increases have appeared at appropriate times times and and queries have been dealt with efficiently Reviewed on: 26th May 2025

Very easy to use , no pressure , good customer servi...

Very easy to use , no pressure , good customer service, my favourite Reviewed on: 26th May 2025

Just easy to use and always accessible

Just easy to use and always accessible Reviewed on: 26th May 2025

Great payment options, giving great flexibility.

Great options for ways to pay, gives great flexibility. Reviewed on: 26th May 2025

Excellent all round,

Excellent all round,Paypal keep in touch with me, and let me know where I am with my account, Very simple to deal with, Better than any bank I have in the past,Top top company Reviewed on: 26th May 2025

Excellent experience with PayPal credit and their cu...

Excellent experience with PayPal credit and their customer service. Reviewed on: 26th May 2025

Very handy and safe to use .

Very handy and safe to use . Customer service have always been very helpful it any issue Reviewed on: 26th May 2025

That was a breeze!

That was a breeze! Paying with PayPal was so smooth and easy. It took just a few clicks, and I felt secure knowing my financial information was protected. Definitely my preferred way to pay online! Reviewed on: 26th May 2025

Best credit provider x 10

Very good when you are low on a bit of money and gives you enough time to pay it off Reviewed on: 26th May 2025

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