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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181023)

easy to use, clear policies and convenient

easy to use, clear policies and convenient Reviewed on: 9th June 2026

Great to pay for items when pay day happens.

Great to pay for items when pay day happens. Reviewed on: 9th June 2026

Easy to useI found it very easy to use

I found it very easy to use and efficient Reviewed on: 9th June 2026

Very good and good customer service

Very good and good customer service Reviewed on: 9th June 2026

Very helpful

The 4 month interest free period of Paypal credit is so helpful. It helps to ease the financial bottlenecks that often happen with daily life. Whenever I've had to call Paypal about anything, the operators have been very helpful. Reviewed on: 9th June 2026

Good, I don’t pay interest as I pay it back within t...

Good, I don’t pay interest as I pay it back within the 4 months. Be handy if it changed to 6. Reviewed on: 9th June 2026

Always easy to use

Always easy to use and spread payments Reviewed on: 9th June 2026

PayPal has my back there always there when I need a...

PayPal has my back there always there when I need a backup and the security of shopping on line safe Reviewed on: 9th June 2026

Great customer service and so easy to use

Great customer service and so easy to use Reviewed on: 9th June 2026

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