Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,207 reviews, last reviewed 24th Apr 2026
3082200% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are the best. Pay pal is my no 1 choice for credit, They are the best in all departments. Reviewed on: 24th April 2026
andrew j's avatar
andrew j

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (84207)

Easy to use always a choice I can switch between cre...

5
Easy to use always a choice I can switch between credit or not at a push of a button Reviewed on: 26th May 2025
Lee M's avatar
Lee M

First choice is paypal!

5
Great, straight forward and very easy to use, first time using you got money off! Reviewed on: 26th May 2025
Lauren D's avatar
Lauren D

Very efficient

5
I have been using paypal for many years and find it is an excellent way to make payments online and in store. Reviewed on: 26th May 2025
Margaret H's avatar
Margaret H

No problems at all

4
No problems at all - all good so far and happy to use if I need to buy something online Reviewed on: 26th May 2025
Andrew 's avatar
Andrew

excellent service.

5
Very good experience with customer service. Problem always resolved. Reviewed on: 26th May 2025
Cruiz's avatar
Cruiz

Zero interest for 4 months

5
I use PayPal zero interest for 4 months all the time, for pretty much all large purchases, to spread the cost. It’s brilliant Reviewed on: 26th May 2025
Tom's avatar
Tom

PayPal is so flexible and easy to use whether you wa...

5
PayPal is so flexible and easy to use whether you want pay in 3, interest free or credit Reviewed on: 26th May 2025
Andrew H's avatar
Andrew H

Easy to use, safe and makes check out fast

5
Easy to use, safe and makes check out fast Reviewed on: 26th May 2025
Jade b's avatar
Jade b

Never had a bad experiwnce with paypal

5
Never had a bad experiwnce with paypal Reviewed on: 26th May 2025
Vanessa A's avatar
Vanessa A

Easy to use and maintain.

5
Easy to sign up for, then using it at checkout was very simple too. Simple to keep track and make payments as needed. Support was very helpful when I had a query on a refund via the service, great system overall. Reviewed on: 26th May 2025
Rerryn's avatar
Rerryn

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill