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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181024)

Great customer service and so easy to use

Great customer service and so easy to use Reviewed on: 9th June 2026

It's a great financial tool, with plenty promos!

It's a great financial tool, with more promo rates and general rates compared to other providers. Reviewed on: 9th June 2026

Straightforward user interface.

Straightforward user interface. All the information you need without having to dig Reviewed on: 9th June 2026

Find PayPal so easy to use.

Find PayPal so easy to use. love the options that I have and able to switch between normal PayPal and PayPal credit. Also like the new rewards scheme that they have recently introduced. Can pretty much use PayPal with full security in mind. Reviewed on: 9th June 2026

Amazing tool for spreading costs.

Amazing tool for spreading costs. 4 months no interest allows great flexibility for purchases costing £100 or more. With the credit card, you can now use it on more stores like Amazon. Note that you need treat paying it back as non-negotiable during the no interest period to take full advantage. Reviewed on: 9th June 2026

Excellent communication

Excellent provide so much information and always available to contact Reviewed on: 9th June 2026

My Go To

My go to for buying anything nowadays and indeed receiving money Reviewed on: 9th June 2026

.PayPal, quick and safe.

I've found PayPal to be the quickest, easiest and safest way to make purchases online. With various options such as safely stored bank and credit card details, PayPal credit and pay in three, which incidentally comes with exceptionally low interest rates, to me it's a no-brainer. Keep it up PayPal. 1 Reviewed on: 9th June 2026

Very simple to use

Very simple to use, no messing and don’t get overloaded with marketing Reviewed on: 9th June 2026

Overall, Paypal is good

I have not used Paypal Credit but I have used it for other things such as sensing payments, paying invoices etc. Reviewed on: 9th June 2026

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