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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

So helpful having 0% interest for 4 months and have...

So helpful having 0% interest for 4 months and have the flexibility of what you can pay back every month Reviewed on: 9th June 2026

PayPal credit is easy and adjustable

PayPal credit is very easy to use and adjust as needed. Reviewed on: 9th June 2026

Easy and seamless experience

Had such an easy, seamless experience. The app system is easy to use and incredibly useful to track spending. Reviewed on: 9th June 2026

5 stars PayPal review

Always used PayPal Very happy PayPal customer and will keep using it as a first go to payment Reviewed on: 9th June 2026

PayPal Credit is very easy to use and convenient.

PayPal Credit is very easy to use and convenient. The application process was quick, and managing payments is simple. It gives me flexibility when making purchases and helps spread the cost when needed. I would definitely recommend it to others. Reviewed on: 9th June 2026

Excellent safe way to pay

PayPal is very easy to use and gives you added security when spending. Recognised at most retailers it’s an easy and safe option to pay using your card. I would highly recommend it to anyone Reviewed on: 9th June 2026

Always prompt & efficient to use, very easy to navig...

Always prompt & efficient to use, very easy to navigate and totally trustworthy. Reviewed on: 9th June 2026

Makes buying, subscribing and general day to day exp...

Makes buying, subscribing and general day to day expenditure much easier Reviewed on: 9th June 2026

Never had any problems with contacting customer serv...

Never had any problems with contacting customer service. The staff are always friendly and will go above and beyond to solve the issue you have as soon as possible. Reviewed on: 9th June 2026

Helpful customer service always on hand

Helpful customer service always on hand Reviewed on: 9th June 2026

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