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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,222 reviews, last reviewed 22nd Apr 2026
2899300% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No Card No Cash Over all really easy to pay and no worries of carrying cash or card 10/10 Reviewed on: 22nd April 2026
Les H's avatar
Les H

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82222)

MBS Review

5
Always had a great experience with Paypal. Very helpful and professional customer service over the many years i’ve been with them. They’re very easy to contact and the app is extremely user friendly to navigate around Reviewed on: 26th May 2025
Matthew B's avatar
Matthew B

Easy to use and navigate around.

5
Easy to use and navigate around. Reviewed on: 26th May 2025
Belinda P's avatar
Belinda P

Easy to use.

5
Easy to use. Fast service. Clear pricing Reviewed on: 26th May 2025
David J's avatar
David J

Great payment plans.

5
Great payment plans. Payin three and paypal credit are handy payment optiopns. Reviewed on: 26th May 2025
jimzepellin's avatar
jimzepellin

Super easy to use credit lender, I use these more th...

5
Super easy to use credit lender, I use these more than anyone else. Pay in 3 has helped me so much, as well as big purchases. I would definitely reccomend to friends, family and others....10/10 Reviewed on: 26th May 2025
Doug b's avatar
Doug b

Always there when you need them

5
Always responsive to queries, excellent customer service, offers, etc. easy and useful to use. Reviewed on: 26th May 2025
Michelle H's avatar
Michelle H

I’m satisfied with paypal , so it is a good experien...

5
I’m satisfied with paypal , so it is a good experience for me. Reviewed on: 26th May 2025
Taghreed A's avatar
Taghreed A

Very handy and trustworthy had many purchases throug...

5
Very handy and trustworthy had many purchases through PayPal over the years and prefer this way of payment Reviewed on: 26th May 2025
Gavin F's avatar
Gavin F

a must for all my purchases

5
used paypal for years and they are superb especially the pay in 3 which i use all the time also offer protection which is peace of mind Reviewed on: 26th May 2025
Stephen 's avatar
Stephen

PayPal Excellence.

5
PayPal has been an excellent way for me to navigate payment options over the past years. Excellent service to customers who need that little help with purchases over a set time with help at hand if needed. Reviewed on: 26th May 2025
Ivan Markovic's avatar
Ivan Markovic

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