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PayPal: PayPal Credit reviews

4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181004)

Satisfied in general.

5
Satisfied in general.Informative and fast service. Reviewed on: 9th June 2026

very good, supportive...

5
very good, solved an issue on the spot and supportive Reviewed on: 9th June 2026

It is a great ways to spread your payment with inter...

5
It is a great ways to spread your payment with interest free . Reviewed on: 9th June 2026

Great service and easy to use.

5
Great service and easy to use. I use it a lot for purchasing larger items Reviewed on: 9th June 2026

Good service

5
Customer services always very good when help is needed Reviewed on: 9th June 2026

It's a security way to shopping online

5
It's a security way to shopping online Reviewed on: 9th June 2026

Great service over many years

5
Been with PayPal for several years now, great service, easy to use. The pay in 3 has been a great addition to the offering they provide. And the credit facility is simple, impartial and easy to setup. Overall can't complain. Reviewed on: 9th June 2026

Really accessible service with great offers and 4 mo...

5
Really accessible service with great offers and 4 month interest free credits, which makes it so much better than my usual credit card. Easy to check out and very efficient. Reviewed on: 9th June 2026

I've been using PayPal for a few years now and i can...

5
I've been using PayPal for a few years now and i can definitely say there brilliant for so many reasons from ordering items and paying for them to receiving them all tracked, they've helped me with purchases when money was tight and I really needed something, plus a whole lot of other things I've even bought my shopping online thanks to PayPal so had food that week I'm so impressed with PayPal it can be a life saver I would definitely recommend PayPal to everyone Reviewed on: 9th June 2026

Topclass Paypal.

5
Paypal has always provided me with prompt, professional and helpful support over the years. Reviewed on: 9th June 2026

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