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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great company

Very easy company to deal, with very quick application for credit account which was granted immediately. Asked if I would like a debit card which arrived very quickly. Very easy to use app very straightforward and simple yo apply cash to debit account or pay down credit account. Would highly recommend. Reviewed on: 9th June 2026

Nice and easy way of spreading cost over 4 months wi...

Nice and easy way of spreading cost over 4 months with zero interest Reviewed on: 9th June 2026

Safe and easy.

I find PayPal credit , easy to use, and with a competitive interest rate. It works well Reviewed on: 9th June 2026

Great offers on interest free purchases

Easy to use. Clear statements and great customer service. Reviewed on: 9th June 2026

I’m long time with PayPal and I’m very happy with P...

I’m long time with PayPal and I’m very happy with PayPal Reviewed on: 9th June 2026

Paypal - the reliable staple to e-commerce

Paypal has been a regular staple to e-commerce life for many years now, starting with giving us the ability to pay for items on eBay to then progressing to paypal credit and pay in 3 (or 4) and therefore taking the stress out of costly items and making them more accessible to the masses so in turn, assisting other businesses through theirs being so innovative, forward thinking and great. Reviewed on: 9th June 2026

Very good easy to use app simple and easy to use goo...

Very good easy to use app simple and easy to use good communication via email Reviewed on: 9th June 2026

Excellent Service Provider

Use PayPal consistently love the pay in 3 for larger purchases never had any issues plus love the security of it. Reviewed on: 9th June 2026

So easy to deal with always there to help

So easy to deal with always there to help Reviewed on: 9th June 2026

PayPal credit card gives 0 interest up to 4 months

PayPal credit card gives the opportunity to make purchases with zero interest for up to 4 months so for me it's the best product on the market. Reviewed on: 9th June 2026

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