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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181003 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181003)

I think PayPal do a great job of providing financial...

I think PayPal do a great job of providing financial services with lots of offers that are actually beneficial and useful! Reviewed on: 9th June 2026

Excellent Service and Support

I had experience of my credit availability not updating and the customer service were really prompt with correspondance and providing support. The matter was solved immediately. Reviewed on: 9th June 2026

I’ve been working with PayPal for years - they don’t...

I’ve been working with PayPal for years - they don’t disappoint and are supportive. Reviewed on: 9th June 2026

Lifeline

PayPal is always there , my credit limit is agreed previously so are a lifeline Reviewed on: 9th June 2026

Easy to manage payments and utilising the 0% interes...

Easy to manage payments and utilising the 0% interest free options Reviewed on: 9th June 2026

Very good customer service.

Very good customer service. Everything is really good and main thing is no fraud and all. They are very good Reviewed on: 9th June 2026

Mrs Hamideh

Very handy. Easy to use. Easy payment method Reviewed on: 9th June 2026

I always use PayPal for purchases online as it is sa...

I always use PayPal for purchases online as it is safe and offers flexibility with pay in 3 and PayPal credit. Reviewed on: 9th June 2026

Secure, reliable, and efficient.

Secure, reliable, and efficient... Reviewed on: 9th June 2026

Satisfied in general.

Satisfied in general.Informative and fast service. Reviewed on: 9th June 2026

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