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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82130 reviews)

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4.90

Based on 82,130 reviews, last reviewed 22nd Apr 2026

2890900% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal for many years, from the mo... I have been using PayPal for many years, from the moment I was accepted for PayPal credit I used it with confidence and was really satisfied and I sti... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

1

Transaction take over 3 days to show on account. Transaction take over 3 days to show on account. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82130)

It helps to build up your credit rating for the future.

It helps to build up your credit rating for the future. Reviewed on: 26th May 2025

Best credit service out there

Always used it, flexible options and available through most retailers Reviewed on: 26th May 2025

Great way to manage my finances and pay for things a...

Great way to manage my finances and pay for things as I order a lot on line due to being an older lady and recently disabled. Love the security PayPal gives me.Great service with PayPal - would highly recommend. Reviewed on: 26th May 2025

Great service and easy to use never had a problem wi...

Great service and easy to use never had a problem with them and def reccomend Reviewed on: 26th May 2025

I like paypal,its helping me a lot when I don't have...

I like paypal,its helping me a lot when I don't have money and I pay with it,its very good Reviewed on: 26th May 2025

Paypal is reliable and easy to use.

I have used PayPal for years and PayPal credit for a few of those, always reliable with good minimum payments. Reviewed on: 26th May 2025

Paypal credit

Paypal credit has helped me get a shopping from Iceland when I was broke, it also covers takeaways. Add I. Pay in three the service is a versatile and financial stabling medium. The interest is ok not to high it's like a credit card but through PayPal. Reviewed on: 26th May 2025

Paypal Credit is great!

I find it very easy to use, I really like the 4 months interest free on the paypal credit. I use this often. PayPal is used on many retailers so I can make the most of it. So easy to pay and the app is very user friendly. Reviewed on: 26th May 2025

I’ve always used PayPal it’s a great quick way to...

I’ve always used PayPal it’s a great quick way to buy Reviewed on: 26th May 2025

Easy to use service, with good incentives and features.

Easy to use service, with good incentives and features. App makes it easy to track and maintain payment. Reviewed on: 26th May 2025

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