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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,005 reviews, last reviewed 22nd Apr 2026
2879500% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has the best services and u pay interest free... PayPal has the best services and u pay interest free instalments. Reviewed on: 22nd April 2026
shavinder k's avatar
shavinder k

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82005)

Good service

5
Find it quick and easy to use and have never had any issues. Reviewed on: 26th May 2025
Stephanie G's avatar
Stephanie G

Professional

5
Very helpful and quick to resolve disputes easy to use and some excellent initiatives. Reviewed on: 26th May 2025
Chris 's avatar
Chris

PayPal Credit is simple, safe and efficient!

5
PayPal Credit is simple to use and allows me to defer payment for purchases I’ve already decided to make. It gives me 100% peace of mind knowing I’ll receive my order or a refund. Most importantly, I don’t have to divulge my financial details to retailers when using PayPal Credit, minimising the risk of fraud. The customer service is second to none as well. Keep up the great work! Reviewed on: 26th May 2025
Ian P's avatar
Ian P

Pay in one easy app.

5
Paypal is extremely useful for paying for goods purchased. Saves you carrying all your credit cards with you plus you can pay all the price or put it on credit terms. Reviewed on: 26th May 2025
John Warren's avatar
John Warren

Great experience

5
PayPal makes it easy to pay. Shopping has never been more straightforward. Reviewed on: 26th May 2025
Karolina 's avatar
Karolina

Can always trust PayPal for any purchases!

5
Can always trust PayPal for any purchases. Safe and reliable. Any issue I have had with a seller I have been able to resolve quickly with the help of paypal. Fantastic service! Reviewed on: 26th May 2025
Laura H's avatar
Laura H

It’s flexible purchases very quick and flexible

5
It’s very quick and flexible, better than a bank Reviewed on: 26th May 2025
Martin M's avatar
Martin M

I allways use PayPal credit it lets me pay over time...

5
I allways use PayPal credit it lets me pay over time until I get paid Reviewed on: 26th May 2025
Alfred J's avatar
Alfred J

Paypal credit is fantastic.

5
It’s wonderful that PayPal is accepted at most online retailers. Things that I wouldn’t have been able to purchase all-at-once in store, I could buy online with monthly payments.Even things like paying for courses that I wouldn’t have been able to do otherwise.PayPal credit is fantastic. Reviewed on: 26th May 2025
Dawn D's avatar
Dawn D

Safe and secure

5
PayPal is the safest way for me to purchase I totally trust PayPal I have never had any issues Reviewed on: 26th May 2025
Paula B's avatar
Paula B

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