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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181000 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181000)

This service allows me to manage finances over a lon...

This service allows me to manage finances over a longer period of time than a normal credit card. Reviewed on: 9th June 2026

Fantastic service great customer service.

Fantastic service great customer service. Reviewed on: 9th June 2026

I am satisfied with the services and customer service

I am satisfied with the services and customer service Reviewed on: 9th June 2026

Have used Paypal for many years

Have used Paypal for many years and have never had any issues. Good rates for credit, reliable, safe and secure. Reviewed on: 9th June 2026

Experienced Profession a Passion Excellence

I am particularly interested in PayPal because of its focus on creating secure and accessible financial services. My experience has taught me the importance of trust, attention to detail, and delivering excellent customer experiences—qualities that align closely with PayPal's mission. I am eager to bring my skills, learn from experienced teams, and contribute to innovative payment solutions that help people and businesses around the world. Reviewed on: 9th June 2026

Simple process

Easy to use and helpful to spread the cost of purchases. Reviewed on: 9th June 2026

Great one

I'm using it for years and every year they do better than previous one Reviewed on: 9th June 2026

Very useful, and can use nearly everywhere.

Very useful, and can use nearly everywhere. Interest rates a little high, but acceptable Reviewed on: 9th June 2026

We have used PayPal for many years now they are great .

We have used PayPal for many years now they are great . Reviewed on: 9th June 2026

Great no issues so far, I have debit and credit card...

Great no issues so far, I have debit and credit card all works fine Reviewed on: 9th June 2026

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