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PayPal: PayPal Credit reviews

4.90
Based on 81,882 reviews, last reviewed 22nd Apr 2026
2868100% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service all round! Used Paypal for years, excellent service and customer service is second to none! Very helpful all round Reviewed on: 22nd April 2026
Pat's avatar
Pat

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81882)

Best and easiest retail funding product!

5
Super easy to use, payment accepted at most places and all in my control! Highly recommended…. Reviewed on: 26th May 2025

I've been using PayPal for last five years never had...

5
I've been using PayPal for last five years never had a problem with the services brilliant Reviewed on: 26th May 2025

PayPal is my go to payment method, always try to use...

5
PayPal is my go to payment method, always try to use it where I can. Reviewed on: 26th May 2025

Easy to use, customer service is very helpful

5
Easy to use, customer service is very helpful Reviewed on: 26th May 2025

PayPal credit is an easy to use service with lots of...

5
PayPal credit is an easy to use service with lots of benefits Reviewed on: 26th May 2025

I’ve used PayPal for a number of purchases, only dow...

4
I’ve used PayPal for a number of purchases, only downside is limited places it can be used Reviewed on: 26th May 2025

Easy process

5
Easy process and a quick decision when making an online transaction. Reviewed on: 26th May 2025

excelent services.

5
excelent services. very good.Recommend pay pal.............. Reviewed on: 26th May 2025

Great interest rates and always avaliable when I nee...

5
Great interest rates and always avaliable when I need it for any online purchases Reviewed on: 26th May 2025

Very useful and convenient.

5
Very useful and convenient. Comes in handy on those days before payday. Reviewed on: 26th May 2025

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