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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180999 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180999)

It was easy to do even though I have little technica...

It was easy to do even though I have little technical knowledge Reviewed on: 9th June 2026

Easy to use, reliant and available in lots of sites

Easy to use, reliant and available in lots of sites Reviewed on: 9th June 2026

PayPal has been been nothing but great.

PayPal has been been nothing but great. I use it whenever I need something and it’s before pay day. Reviewed on: 9th June 2026

Great flexibility with pay pal credit

Pay pal credit is so handy when buying online especially at the end of the month before my pay cheque goes in lol Reviewed on: 9th June 2026

Painless process and easy to use website.

Painless process and easy to use website. Reviewed on: 9th June 2026

Easy to use no problem

Easy to use and easy to payback no problem what so ever very helpful Reviewed on: 9th June 2026

Excellent payment options.

I use paypal for over 10 years. It is very handy and easy, the payment options are great. Now with the cards make things even better as we have more options of where to shop. Reviewed on: 9th June 2026

Very happy with my experience so far

Paypal credit has given me a lot of flexibility in paying for larger amounts. It has been a great way to effectively manage my finances. Reviewed on: 9th June 2026

Always fast and efficient great service

Always fast and efficient great service Reviewed on: 9th June 2026

This service allows me to manage finances over a lon...

This service allows me to manage finances over a longer period of time than a normal credit card. Reviewed on: 9th June 2026

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