Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81764 reviews)

View other PayPal products

4.90

Based on 81,764 reviews, last reviewed 22nd Apr 2026

2856900% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect for everyday use Easy to navigate site, kept informed at all times of purchases, credit limits, any changes to contractual terms etc Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (81764)

In general all very good but getting in touch can be...

In general all very good but getting in touch can be a bit difficult Reviewed on: 26th May 2025

Had no issues when using PayPal credit.

Had no issues when using PayPal credit. Great thing to have Reviewed on: 26th May 2025

I often use Pay Pal credit and always very easy to u...

I often use Pay Pal credit and always very easy to use and a very good product Reviewed on: 26th May 2025

Very good good service and very convenient

Very good good service and very convenient Reviewed on: 26th May 2025

PayPal so easy and user friendly

PayPal gives reassurance for me.. easy to use no fuss Reviewed on: 26th May 2025

PayPal is so easy to use.

PayPal is so easy to use. Really easy to navigate the website. So convenient. I've never had any issues and have used it for years! Reviewed on: 26th May 2025

Paying with PayPal is so straightforward.

Paying with PayPal is so straightforward. It feels safer than other payment methods. They give you good advance warning of upcoming bills. Refunds are punctual.. all in all a good service and I’m totally happy with it. Reviewed on: 26th May 2025

Fast, efficient, as easy as 1-2-3

Fast, efficient, and no red tape - easy to use and great communication- other providers could learn a thing or two! Reviewed on: 26th May 2025

It's quick, easy to use and great for my credit score.

It's quick, easy to use and is great for my credit score. It's been so useful for bigger purchases without the need for high interest payday loans. The ease of paying it back is also very handy, as I can pay it off bits at a time or in one big chunk. Reviewed on: 26th May 2025

Use PayPal a lot.

Use PayPal a lot. Different ways to pay .any problems soon sorted Good company to use Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Payments
from PayPal 4.92 from 3682 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37452 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub