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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal - A Choice to Suit Your Circumstances.

PayPal gives me a choice with either a payment from my credit or debit card, pay in three option and the PayPal credit to spread the repayments. PayPal is handy for overseas payments so that the seller cannot see my card details. Reviewed on: 9th June 2026

I love Paypal

I love Paypal, it is the best option to pay online Reviewed on: 9th June 2026

Excellent customer service.

Excellent customer service. Helpful sbd knowledgeable staff. Problems sorted promptly and efficiently Reviewed on: 9th June 2026

Exccelent service for everyone

Exccelent service for everyone . You can pay at any time and to any country Reviewed on: 9th June 2026

Convenient

Convenient for those more expensive purchases Reviewed on: 9th June 2026

Great experience whenever I need a refund that the s...

Great experience whenever I need a refund that the seller refuses to issue. Credit services are invaluable and help me split payments better than pay in three services. Customer support is always easy to get hold of and understand. Reviewed on: 9th June 2026

Excellent service.

Excellent service. Whenever I need to discuss something they are happy to help Reviewed on: 9th June 2026

Excellent financial tool

I use PayPal to spread out costs and find it quite useful Reviewed on: 9th June 2026

They have your back

If ever there are any issues with my purchase paypal sorts it out. Reviewed on: 9th June 2026

Top notch company.

I have used PayPal for many years, and have never had a problem. I have had occasion when somebody tried to scam me, but PayPal reimbursed me. A great company who I have recommended to several of my friends. Reviewed on: 9th June 2026

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