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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180998 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180998)

Highly Recommended for Excellent service.

Excellent service. Customer Service are knowledgeable, fast and reliable. Reviewed on: 9th June 2026

Easy to use and navigate

The app is really easy to use as you can navigate really easily on it without having to jump too much between screens. I feel safe using it and can keep track of spending very easily Reviewed on: 9th June 2026

Pay pal credit made it possible to afford an item in...

Pay pal credit made it possible to afford an item instantly without having to wait another month or two, I was able to obtain the item immediately. I found the process easy to follow and access. This gave me immense satisfaction that o was able to afford the item and obtain it within a few days! Reviewed on: 9th June 2026

Really happy with it easy to use help if you’re str...

Really happy with it easy to use help if you’re struggling with money Reviewed on: 9th June 2026

No issues in recent times but I was plagued with man...

No issues in recent times but I was plagued with many for years Reviewed on: 9th June 2026

PayPal is now my preferred paying option.

PayPal is now my preferred paying option. Payments are easy and fast; no need to type card details. an important feature is the protection in case something goes wrong. The process is fast hassle-free and allows for low-shoping. Returns are easy and money is refunded immediately. Reviewed on: 9th June 2026

Handy tool to help pay for items securely

Handy tool to help pay for items securely Reviewed on: 9th June 2026

GOOD SERVICE

I FEEL PAYPAL IS A SAFE WAY OF PAYING FOR MY GOODS I DONT SEEM TO HAVE ANY ISSUES WITH PAYPAL. Reviewed on: 9th June 2026

Excellent service best value for money

Excellent service best value for money Reviewed on: 9th June 2026

It was easy to do even though I have little technica...

It was easy to do even though I have little technical knowledge Reviewed on: 9th June 2026

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