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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81514 reviews)

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4.90

Based on 81,514 reviews, last reviewed 22nd Apr 2026

2833900% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fantastic service, i mainly use the pay in 3 instalm... Fantastic service, i mainly use the pay in 3 instalments service which helps to manage my monthly cashflow better Reviewed on: 22nd April 2026

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81514)

I have used PayPal for a number of years and always...

I have used PayPal for a number of years and always found them to be a convenient and smart way to pay. I have recently become a PayPal credit member and have had no problem with them in this area. They have always remained helpful and reliable. Reviewed on: 26th May 2025

Quick and simple

Easy to use, simple check outs and set up. I feel protected as a buyer too. Reviewed on: 26th May 2025

My preferred Option

I have used paypal for a long time now though this year is the first time I have used the paypal interest free credit service on a phone purchase it was so easy to set up and use. whenever paying on a new site I look for paypal as an option rather than using my card directly. I have always felt more secure using paypal online. Reviewed on: 26th May 2025

Always easy to deal with, a great app, have been usi...

Always easy to deal with, a great app, have been using them for years. Reviewed on: 26th May 2025

Poor I think

I don’t like customer services, your call get transfers to quite a few departments Reviewed on: 26th May 2025

Easy to use good service with no problems quick deci...

Easy to use good service with no problems quick decision Reviewed on: 26th May 2025

Brilliant company to deal with and excellent custome...

Brilliant company to deal with and excellent customer service Reviewed on: 26th May 2025

I love the protection you get with PayPal.

I love the protection you get with PayPal. The simplicity of it. Reviewed on: 26th May 2025

Easy to use app value easy payment can either pay on...

Easy to use app value easy payment can either pay on credit direct from your bank or 3 payments Reviewed on: 26th May 2025

Very easy to apply, good customer service

Very easy to apply, good customer service Reviewed on: 26th May 2025

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