Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,584 reviews, last reviewed 11th Jun 2025
1822200% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love it I love pay pal feel secure to pay this way Reviewed on: 11th June 2025
Alison N's avatar
Alison N

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (50584)

Excellent service!

5
Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022
Drake427's avatar
Drake427

Honestly, I never struggle to get in touch with them

5
Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022
Jawad's avatar
Jawad

It's absolutely AWE-SOME!!!!!!

5
What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022
Johnny's avatar
Johnny

My PayPal

5
Been using PayPal now for a few years and found it easy to use in fact I use it almost every time I check out on line Reviewed on: 13th June 2022
Richard Naisbitt's avatar
Richard Naisbitt

Purchase with Peace of Mind

5
PayPal Credit Provides the Ability to buy those extra little bits of happiness with peace of mind. Reviewed on: 13th June 2022
Chris Hollingsworth's avatar
Chris Hollingsworth

Good help

5
PayPal Credit its very good help and let us pay later without interest, I always use PayPal and I been recommended to my friends and family, thank you for your good service with your customer's.. Reviewed on: 13th June 2022
Antonio Teixeira's avatar
Antonio Teixeira

Great

5
Always use PayPal great stuff would Always recommend to s friends Reviewed on: 13th June 2022
Alan ware's avatar
Alan ware

Good

5
Best service provider! Had only wonderful experiences Reviewed on: 13th June 2022
Nikalas Boshnakov's avatar
Nikalas Boshnakov

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022
Dibs1975's avatar
Dibs1975

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022
Martyn Wheatley's avatar
Martyn Wheatley

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill