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PayPal: PayPal Credit reviews

4.90
Based on 81,374 reviews, last reviewed 22nd Apr 2026
2820600% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Love using PayPal, trustworthy and no hassles. I find PayPal the best way to pay for anything I order on line. I trust them, it is safe, secure and if there is ever a problem with a seller I am buy... Read more Reviewed on: 22nd April 2026
Nicky W's avatar
Nicky W

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81374)

Excellent service great staff attitude and products

5
Excellent service great staff attitude quick and easy all round provision Reviewed on: 26th May 2025

Always easy to use.

5
Always easy to use and never have any problems. Great service. have used over many years without a problem. Would recommend. Reviewed on: 26th May 2025

Great service with no fuss.

5
Great service with no fuss. Easy way too pay Reviewed on: 26th May 2025

Easy payment options

5
Easy payment options for paying 3 or pay over 4 months Reviewed on: 26th May 2025

I'm confused but it works anyway (I think)

4
I am confused by when I do or don't use paypal. I don't really choose to use it, but sometimes find I have paid this way because my bank card fails. So, it's handy. I got a credit option because they offered me £5, and that worked out just fine. Reviewed on: 26th May 2025

I have used PayPal for over 4 years.

5
I have used PayPal for over 4 years. Their customer service is very good. I have used them a few time when I did not understand the transactions, they were very good and sorted out my concerns. Reviewed on: 26th May 2025

Love using Paypal credit, its so easy, safe, secure...

5
Love using Paypal credit, its so easy, safe, secure and great rates. Reviewed on: 26th May 2025

Used paypal and paypal credit for various purchases...

5
Used paypal and paypal credit for various purchases and it has always been safe and secure. Never had any problems and feel more comfortable paying in this method. Reviewed on: 26th May 2025

Love feeling my payments are safe protected and alwa...

5
Love feeling my payments are safe protected and always easy to complete my purchases. Reviewed on: 26th May 2025

PayPal Credit

5
Great for spreading payments across 4 months interest free or for those who want to make purchases with most retailers! Reviewed on: 26th May 2025

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Help others make smarter decisions by sharing your own experience. Write a review