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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I joined as originally linked to eBay.

I joined as originally linked to eBay. But I still use, I like the reminders it sends to make monthly payments. I like the ease and reliability of it. I don’t have anyone to recommend it to though. I am disabled and housebound. Reviewed on: 9th June 2026

Easy to use.

Easy to use. And when fraud, PayPal is very easy to deal with compared to my regular bank where it can take weeks to get a refund. My only grape is that I wish transactions were more itemised and specific. Reviewed on: 9th June 2026

Positive , its always nice to know its there if...

Positive , its always nice to know its there if needed Reviewed on: 9th June 2026

Easy to use with great online security

Easy to use and secure online purchases always knowing your money is safe from scams . Reviewed on: 9th June 2026

Good communication

Good communication from company including regarding upcoming payments which I love. Clear with expectations and details of credit and pay in 3 so as a consumer, you know where you stand. Reviewed on: 9th June 2026

Paypal credit is very helpful to me especially havin...

Paypal credit is very helpful to me especially having the card to use in store.I use it very often and this service has not let me down. Reviewed on: 9th June 2026

Use as and when all good

There when you need it. simple and most major places except PayPal. great for what’s required in today’s world Reviewed on: 9th June 2026

Very easy to use and repayment options are clear

Very easy to use and repayment options are clear Reviewed on: 9th June 2026

Paypal credit

Very easy to set up and use. Tracking payments is very simple Reviewed on: 9th June 2026

Paypal has great services and easy to use

Paypal has constantly improved its services and features. Has made it easier to navigate and use across many companies. Introducing the new paypal card has been the best feature so far. Reviewed on: 9th June 2026

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