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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent services through out

Seamless service very easy to use Reviewed on: 8th July 2022

PayPal credit is just great

So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022

PayPal really are pals

PayPal is such a convenient and easy way to pay for things on credit for when you need that extra little buffer. The application makes it simple to see your usage and repayment schedule and the integration of PayPal into so many websites and services makes them bar far the most useful and easy to use service out there. Reviewed on: 8th July 2022

Very reliable and trustworthy and also safe

It's very easy to use and always safe. Anytime I need assistance i have it promptly. Reviewed on: 8th July 2022

Easy

So simple to use. Really straightforward and easy. Easy to keep track of and make payments. Has made internet transactions so much quicker and smoother Reviewed on: 8th July 2022

The best credit provider

Paypal has revolutionised credit and it had helped me when I needed the most. Thank you. Reviewed on: 8th July 2022

Smart and convenient payments!

I am using PayPal for the last 9+ years and happy to use it myself, recommend to friends and family. It's quick and easy to use, make purchases, spread the cost over a period of time and interest free during promotions. Make payments to friends and family for any cost sharing during holidays, eat out etc . Safe and secure! Totally Recommendable! Reviewed on: 8th July 2022

Buy now Pay later is the best

Well, it helped when I needed it… Reviewed on: 8th July 2022

Easy to use and great value.

I find PayPal Credit east to use and great value, it is now my go to payment method. Reviewed on: 8th July 2022

Excellent

Excellent servise,it greatly facilitates the planning of expenses and purchases Reviewed on: 8th July 2022

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