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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

Excellent service on all things veryhelpful

Excellent service on all things veryhelpful Reviewed on: 9th June 2026

Been with Paypal for years and find them fair and ho...

Been with Paypal for years and find them fair and honest Reviewed on: 9th June 2026

card refused abroad

i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i ask, what is the point of a credit card that does not work abroad !! ?? Reviewed on: 9th June 2026

Easy to use especially when on holiday

Easy to use especially when on holiday Reviewed on: 9th June 2026

Always reliable and helpful.

Always reliable and helpful. Whenever support is required there is always available agent. Easy to navigate. Reviewed on: 9th June 2026

consistancy

paypal works for me every time no messing about very fast and secure Reviewed on: 9th June 2026

I enjoy the flexibility of the pay in 3 and interest...

I enjoy the flexibility of the pay in 3 and interest free terms. Superb value for money Reviewed on: 9th June 2026

Very useful

It’s easy to use. Very convenient Reviewed on: 9th June 2026

Flexible payments options

the app is very user friendly, I like the flexibility of payment options Reviewed on: 9th June 2026

PayPal makes me feel safe.

Whenever I am buying online, PayPal makes me feel safe. If a company does not except PayPal I would give it a miss. Reviewed on: 9th June 2026

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