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Policy Expert : Home Insurance reviews

Name: Home Insurance
Rating: 4.78 (9120 reviews)

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4.79

Based on 9,120 reviews, last reviewed 1st Dec 2024

98% decrease in 5 star reviews

in the past 90 days

56% decrease in 1 star reviews

in the past 90 days

84%

14%

Latest highest rating:

4

Good quote last year. I can say that they gave me a very good quote last year 2023 but lets see what happens this year, as I haven't had to contact them about a claim I can... Read more Reviewed on: 14th October 2024

Latest lowest rating:

1

They do noy pay out Refused to pay for shower leak because I run remote business from a shed. Notice that their positive reviews relate to how easy it is to buy, not how ... Read more Reviewed on: 1st December 2024

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About this product

Before taking out home insurance, be sure to read customer reviews for the provider and its policies. Double check when reading reviews that they’re for the right type of insurance: buildings, contents, or both. We collect Policy Expert home insurance reviews to help you make an informed decision when choosing your new provider.

Choose from three levels of home cover: bronze, silver and gold. Policy Expert has flexible policies that can be tailored to your needs with a selection of additional add-ons. For example, you can choose to add on emergency cover, away from home protection and more.

Each homeowner will have different needs from a home insurance policy. You may be searching for the highest level of contents cover to protect your belongings. Or perhaps you need a robust buildings insurance policy? You may simply be looking for the most cost-effective, combined policy. Whatever your needs, read the Policy Expert home insurance reviews on Smart Money People. Our reviews are left by genuine policyholders to give you insight into what you can expect as a Policy Expert customer.

Have you had a home insurance policy with Policy Expert? Share your honest experience with others. Did you take out contents insurance, buildings insurance, or both? Which level of cover did you choose, and were you satisfied with your choice? Did you find the price of your premium to be reasonable? Did you select any additional add-ons, and have they proved worthwhile? Did you have any experience with the customer service team? Whether good or bad, write a Policy Expert home insurance review today. Together, we can help people like you make better decisions.

Policy Expert Home Insurance reviews (9120)

Review of the Policy Expert, Home Insurance:

Decent price, shame it went up after year 1

Haven’t had to claim so can’t say anything about that. Easy to use and understand though. Biggest gripe is the circa 50% price hike after the first year. Reviewed on: 28th August 2023

Did everything we needed it to do

Did everything we needed it to do Reviewed on: 24th August 2024

Even I can use their website and it does exactly wha...

Even I can use their website and it does exactly what it says it will. They must represent some of the best value on the market. Additionally they contacted me in plenty of time to study the market and consider my options. Reviewed on: 24th August 2024

Happy to recommend a previous customer

Purchased 3 months ago as a previous customer and I could not find a better rate or better cover for the cost despite searching for quite a while. All completed on line without human interaction and following payment my documents were instantly available for download. I have used the same company for a while now but always research for alternatives to ensure my premiums are not being artificially inflated. I am an older person so my risk factors may be lower but the house and contents are still higher value. I will remain with them as long as they continue to offer such good value for money. I have not needed to make a claim but this is usually where you find out how good your chosen company is. I feel confident that I will receive top of the line service despite the lower premium. Reviewed on: 24th August 2024

Worth insuring with

Have stayed with policy expert for the last 3 years and have never had any problems. They only ever increase my insurance policy costs to match in line with inflation but it’s never a big jump in price. They include free extras as part of my package aswell. If I ever need them, they are easy to contact and sort any issues out quickly. Reviewed on: 24th August 2024

Great customer service

Great customer service , great price on insurance Reviewed on: 24th August 2024

My renewal with Policy Expert had gone up significan...

My renewal with Policy Expert had gone up significantly. After using a comparison site I called Policy Expert and they were able to better the other quotes I'd received. Annoying that the price had hiked in the first place, but I ended up with a premium I was comfortable with. Fortunately I've not needed to claim, so can't comment on the processing. Reviewed on: 23rd August 2024

Simple and good value for money

Simple easy application process, good value for money and great customer service Reviewed on: 23rd August 2024

Very competitive pricing over a few years.

Very competitive pricing over a few years. Reviewed on: 23rd August 2024

A Marvellous Insurance Company

We are so often told not to ‘automatically renew’ our insurance, so when my house insurance was due for renewal, & I had been sent a renewal price by Policy Expert, I was pretty sure that I’d get a better deal elsewhere, so started the search, and searched, and searched, and …. You get the idea! Policy Expert WAS the best deal. Additionally, on the occasion that I had a problem & wasn’t sure whether I could claim on my insurance, Policy Expert were brilliant. Gave great & helpful advice, rang me back when they said they would, & explained everything clearly without being condescending. A truly marvellous insurance company. Reviewed on: 23rd August 2024

Not had any issues and competitive price

Not had any issues and competitive price Reviewed on: 23rd August 2024

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