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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
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14%
See only 3 star reviews
1%
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0%
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1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9136)

Telephone contact easy.

5
Telephone contact easy. pleasant staff. Not had to claim s not had experience of that. Reviewed on: 27th August 2024

Policy Expert House Insurance

5
Policy Expert application process is clear and efficient. The renewal process too. Reviewed on: 27th August 2024

Competitive Price

5
I have insured my home with Policy Expert for several years and have no reason to change this year. I haven't had to make a claim yet but am confident they will give me good service if I do have to. The price is right and renewal quotes are acceptable. Reviewed on: 26th August 2024

Consistently been cheapest quote for several years.

5
Consistently been cheapest quote for several years. Reviewed on: 25th August 2024

Great experience when I had a blocked drain they wer...

5
Great experience when I had a blocked drain they were very helpful Reviewed on: 25th August 2024

a good value provider

5
I have found policy expert to frequently be my best option for low cost home insurance in recent years. The coverage is adequate for my needs. Whenever I've spoken to a customer assistant they were very patient and understanding, and prompt to make requested changes. Reviewed on: 25th August 2024

Policy Expert review

5
Easy to set up the insurance and when I needed to cancel 4 months later, there were no problems. Reviewed on: 24th August 2024

Years of Satisfaction

5
I have insured with them for years and had to claim once, with good result. At first i phoned annually to make sure they insured exactly what I wanted, but recently have just automatically re-insured as it is a reasonable price, even after the claim. Reviewed on: 24th August 2024

Policy Expert the best for me

5
At the time I went with Policy Expert they were the cheapest for paying the bill over the year and I have renewed my policy a few times now and they are still the cheapest for me. Don’t know how they are for paying out on a claim because I haven’t had to make a claim from them. I have no complaints from using their policy. Reviewed on: 24th August 2024

Did everything we needed it to do

4
Did everything we needed it to do Reviewed on: 24th August 2024

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