Paid advertisement
Smart Money People Logo
Newsletter

Policy Expert : Home insurance reviews

4.72
Based on 9,156 reviews, last reviewed 17th Sep 2026
700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Smooth and proffesional operation. Smooth and proffesional operation. My house got flooded by bursed water pipe. Policy Expert sent a crew to remove flooded flooring, instaled industria... Read more Reviewed on: 5th September 2026
Adrian's avatar
Adrian

Latest lowest rating:

1

Terrible service at renewal, claims experience poor Our policy premium almost doubled at renewal. Got quotes elsewhere at a better price. They took renewal payment much earlier than expected, while we w... Read more Reviewed on: 17th September 2026
Lorna S's avatar
Lorna S

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9156)

Great insurance without breaking the bank

5
I’ve had home insurance for the past 4 years with policy expert and always impressed with their competitive prices Reviewed on: 20th August 2026

We had a flood recently. PE’s response is good so far

5
We have had a flood recently and Policy Experts drying team did a great job, very thorough. We are now in the process of getting the scope of works agreed for the repairs. So far, Policy Expert are being fair with us. They answer the phone and respond to messages, which is something Utility companies could learn. Reviewed on: 20th August 2026

Great customer service

5
Had an issue with cracks in my house. Service was quick, spoke to a person and not a robot! All resolved quickly and easily. Could not fault them. Reviewed on: 20th August 2026

Good cover in theory

5
No claim made so can’t truly judge Reviewed on: 20th August 2026

Competitive pricing - very professional

5
Competitive pricing - very professional Reviewed on: 20th August 2026

They have always been competitive

5
They have always been competitive and when I call it add our summer house they were so helpful and provided me with the best advice and cover Reviewed on: 20th August 2026

Always go back

5
Been with them a couple of years now. I always end up going back to them, as they can always manage to give me a cheaper quote of my Home Insurance, after their initial quote. Great, easy to use website and great customer service Reviewed on: 19th August 2026

Policy Xpert

4
Always competitive and give good value for money Reviewed on: 13th August 2026

Great Value

5
Great Customer service. Always renew with Policy Expert as they normally can give me a cheaper quote. Great value for money Reviewed on: 17th July 2026

Great cover at a very competitive price!

5
Under £200 for annual cover including Home Legal Select & Home Emergency Select - very happy with this! Reviewed on: 16th July 2026

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products