Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Very competitive

4
Easy website to use, didnt take too long and very competitive with prices. Saved £120 on my renewal quote! Reviewed on: 2nd August 2017

Top Notch Policy and OnLine Service

5
Your website remembered my details from a previous occasion and it was very easy going through the OnLine application form as all I had to do was change information that was no longer current. The policy was 50% cheaper than my renewal quote and included accidental damage and legal cover. Excellent! Reviewed on: 2nd August 2017

Good prices

4
Went through compare the market to get quotes policy expert provided the best quote covering what I wanted Reviewed on: 1st August 2017

excellent experience

5
everything was clear, easy to set up and I liked the free added extras Reviewed on: 1st August 2017

Great

5
Everything done so quickly without even having to make a phone call Reviewed on: 1st August 2017

Confused

3
I had no problem in completing the form for Home Insurance. The confusion came when I received 2 confirmation emails for my policy. First stated "What you've bought Home Emergency £0.00 Insurance premium tax £0.63 Total payable £0.00 2nd stated Home emergency £0.00 Insurance premium tax £0.07 Total payable £0.00 I have no idea what that was all about. Reviewed on: 31st July 2017

Easy renewal

5
When i was notified my renewal was due, i automatically presumed I would get this cheaper if i shopped around, which I did... however, Policy Expert still showed the cheapest. Therefore very easy to renew- do nothing and its all done for you. Great and easy. Reviewed on: 31st July 2017

COMPREHENSIVE SERVICE

5
Took out home insurance found it very easy to comprehend terms and conditions and to download and review documentation. Would recommend this company. Reviewed on: 31st July 2017

Great simple service for insurance

5
Very simple, slick service. Terms very clear and easy to draw comparison. All other previous great reviews a great indicator thanks Reviewed on: 31st July 2017

Very easy

5
All very straight forward . Documents emailed very convenient Reviewed on: 31st July 2017

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products