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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
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Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9136)

Easy and straightforward

4
Renewed without having to lift a finger - brilliant! Reviewed on: 30th July 2017

simple quick and a very good price

5
I have recently purchased a home insurance with policy expert. They were a £100 cheaper than my renewal with another insurer and also included in the price were: legal cover and home emergency cover which I would have to pay extra £28 and £24 pounds respectively more with my previous insurer. Overall im happy with the price and the process. Reviewed on: 30th July 2017

Reasonable easy experience

3
Easy to deal with and straight forward Reviewed on: 30th July 2017

Helpful and knowledgeable and did exactly as they said they would.

5
I have been so impressed with Policy Expert Home insurance. I have bought home insurance for my first house, money is tight and I first bought Policy Expert Home insurance as they were the cheapest and the best package(House insurance included legal cover and home emergency) I initially purchased my insurance too early(before exchange of contracts). Customer service were very helpful in advising me when to purchase my insurance, and immediately refunded my money. When I had exchanged contracts I called customer service, who were very helpful again and immediately set up my home insurance policy, and as requested did a letter for my mortgage company. The whole process was easy. There was NO waiting on the phone, NO passing from one department to the next. They were helpful and knowledgeable and did exactly as they said they would. I would like to say a thank you for helping me purchase my first ever home insurance and I would definitely recommend Policy Experts. Reviewed on: 30th July 2017

Easy to sort, good value.

4
Easy to sort and good value for money. Would use again if the price was right. Reviewed on: 30th July 2017

very helpful staff and simple to renew

5
Renewal quote was very competitive but unfortunately there was a problem taking payment. Received a call from a lovely lady who went through all the policy details and even managed to reduce the quote. Gave over updated payment details and all went through fine. Would recommend. Reviewed on: 29th July 2017

Excellent customer service, always a good start!

4
After completing a comparison website and ring policy expert and admitting that because I'd not heard of the company I was a bit sceptical. Was then reassured with the amount of information I was supplies and the huge savings I've made but with more cover. Excellent customer service which I hope will carry on throughout. Reviewed on: 29th July 2017

Great value

5
Great value easy set up excellent communication Reviewed on: 29th July 2017

Nice employees to talk to

4
I haven't had to claim so can't really comment, but the lady I spoke with on the phone Archie, was really great Reviewed on: 29th July 2017

Easy process with help along the way

5
The whole process of purchasing home insurance was similar to that of being hand held which was exactly what I needed. I understood the fundamentals however the details on excesses and additional voluntary extras was clear throughout and easy to add/delete throughout. Everything was online which was ideal for me and overall a very happy customer. Reviewed on: 28th July 2017

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