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Policy Expert : Home insurance reviews

View other Policy Expert products
4.73
Based on 9,137 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good communications and clear documents Well communicated and clear documents Reviewed on: 11th June 2026
RICHARD C's avatar
RICHARD C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer
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About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9137)

Easy process with help along the way

5
The whole process of purchasing home insurance was similar to that of being hand held which was exactly what I needed. I understood the fundamentals however the details on excesses and additional voluntary extras was clear throughout and easy to add/delete throughout. Everything was online which was ideal for me and overall a very happy customer. Reviewed on: 28th July 2017
Clare Keane's avatar
Clare Keane

Great value for money - competitive

5
Received email in plenty of time before renewal due. Good deal offered again for a 2 year fixed price offer. Easy payment terms. Reviewed on: 28th July 2017
Gordon Geary's avatar
Gordon Geary

Easy

5
Spoke to very nice young lady, she had a bad cold, but still remained very polite , professional and charming. Went through the policy that I required with me, and I ended up purchasing. This young lady is a credit to the company she works for, only hope that if I need to make a claim then the rest of the company is as good as her. Her name was Papri. Thank you. Reviewed on: 28th July 2017
Peter Robins's avatar
Peter Robins

Excellent service

5
House insurance was due for renewal. Missed phone calls but had email asking for best time to call. Called back at time said and deal sorted. Although quite a long phone call the man was very nice and efficient. Excellent service. Thanks Nikki Reviewed on: 28th July 2017
Nikki norman's avatar
Nikki norman

Good price

5
Good feedback and quick quotation Reviewed on: 27th July 2017
liomar's avatar
liomar

excellent service

5
Excellent service customer service impressive, informative and very helpful. Quote renewal querie and managed to get better quote so good service Reviewed on: 27th July 2017
Lynn Bryson's avatar
Lynn Bryson

Idiot Proof

5
When it comes to stuff like home insurance I'm a bit of an idiot to be honest. I'm an oldie and I'm useless with filling in forms etc. And I'm a definitely old fashioned. I realise we are all moving to 'paperless' online transactions but at the moment I feel safer & secure with confirmation of a policy by letter. I also ask insurance companies etc not to automatically renew next year but instead to contact me - why do so many companies ignore this request even after agreeing to it? I found my dealings with Policy Expert to be completely hassle free. A polite and helpful assistant talked me through everything and we sorted my policy within minutes. And nothing seemed too much trouble, even my old fashioned quirks ! I wouldn't hesitate to recommend them - even if you're not quite as idiotic as me, just yet! Reviewed on: 27th July 2017
Peter's avatar
Peter

Excellent service

4
Quick to get through - I accidentally ordered a yearly policy and they helped me cancel and change it with no fee or issues to monthly direct debit. Very good price too. Reviewed on: 26th July 2017
Gemma holbird 's avatar
Gemma holbird

Reactive to questions and appears to be sound value

4
I stated that I had received better quotes than that on my renewal letter and your agent identified that the excess on the quotes was different. When I said that I was content with this excess, the agent re-calculated the premium and this proved to be cheaper than the other quotes. Reviewed on: 26th July 2017
Chris Wilson's avatar
Chris Wilson

Quick and simple insurance.

5
Quick and simple insurance cover. No hassle, good links and calculators. I found the sight easy to use, time to think things over before the next step. Documents were quick to follow with a good 14 day cooling off period to change things if required. Well worth trying, very good value for money. Reviewed on: 26th July 2017
Walter Groom's avatar
Walter Groom

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