Write a review

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.79 (1683 reviews)

View other RCI Bank products

4.86

Based on 1,683 reviews, last reviewed 1st Apr 2025

108000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Why choose RCI Good bank with good communication. Haven't had any major issues that has caused any concern. Reviewed on: 1st April 2025

Latest lowest rating:

1

RCI BANK WANT TO HOLD MY MONEY ILLEGALLY They want hold my money illegaly even though I've provided sufficient evidence of my visa to italy. They want to bring up restrictions because of addr... Read more Reviewed on: 28th March 2025

Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (1683)

Review of the RCI Bank, Fixed Term Savings Account:

No Hassel good interest rates

Website and account very easy to use. Reviewed on: 17th January 2022

RCI BANK WANT TO HOLD MY MONEY ILLEGALLY

They want hold my money illegaly even though I've provided sufficient evidence of my visa to italy. They want to bring up restrictions because of address change in September last year but I was a recipient of a letter from RCI BANK confirming my address change. What do you mean RCI? I fly on Tuesday. We've been at this 3 weeks and all your doing is moving the goal posts. Lastest delay being 5 days with me ending up calling in but you quick to tell me you couldnt open attachments. You have my visa..my registered rental contract. I want what was said to me on phone this morning regarding situation confirmed in writing but I was told by the advisor you can't send emails when on the phone. These frauds just to hold onto 5k and bit longer. I dont even want that echeap 2.7% on that 5k anymore. No manager available as always just hiding saying they in meetings. Reviewed on: 28th March 2025

Easy access to my account.

Easy access to my account. Good rates and good communication Reviewed on: 27th March 2025

Generally straightforward banking by on-line logging...

Generally straightforward banking by on-line logging in. Helpful and polite on the phone. Reviewed on: 27th March 2025

easy and very manageable access via internet

easy and very manageable access via internet Reviewed on: 27th March 2025

Easy application process

Easy application process and on line banking Reviewed on: 27th March 2025

Been with RCI for over a decade

Been with RCI for over a decade and have used several different products. So very happy to stay a while longer now. Reviewed on: 27th March 2025

No bombardment.

As I have a fixed intetedt bond ,I dont get bombarded with other offers. Reviewed on: 26th March 2025

Excellent saving rates

Excellent rates on fixed term savings rates compared to other companies and easy to use web site. I would definitely recommend RCI to other savers. My nest egg is growing so much quicker thanks to RCI Bank. Reviewed on: 26th March 2025

Competitive fixed rate Easy set up

Competitive fixed rate & easy to set up account online Reviewed on: 26th March 2025

Great investment

The online experience is simple to use and have never needed to contact customer services in the two years I've had my account will be renewing for another year Reviewed on: 26th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Smart Saver
from The Co-operative Bank 4.34 from 11 reviews
Personal Savings
from United Trust Bank 4.90 from 524 reviews
Fixed Term Savings
from Metro Bank 4.72 from 222 reviews

There's still more to see!

RCI Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub