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Santander: Basic Current Account reviews

3.95
Based on 305 reviews, last reviewed 22nd Apr 2025
900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
21%
See only 3 star reviews
13%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

. recommended I have recommended the account to my mum and she opened one Reviewed on: 22nd April 2025
Sarah S's avatar
Sarah S

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic Current Account is suitable for everyday banking needs. The account is designed for anyone new to the UK or with a poor credit history. Online and mobile banking options are available and account holders can withdraw fee-free cash from Santander cash machines when abroad. With Santander’s free rewards service, Basic Current Account customers can also access cashback, vouchers and prize draws.

It’s important to find the right bank account for your needs. Choosing a suitable account can become more difficult if you’re new to the country or have a poor credit rating. Learn how well Santander serves this demographic by reading our Santander Basic Current Account reviews.

Learn about existing account holders’ circumstances and why the Basic Current Account has worked for them. Find out about the sign-up process and how supportive Santander’s customer service team is. Read about the different perks available with the free rewards service. Learn more about the mobile banking app and the features it provides. Make an informed decision about your new bank account by reading our Santander Basic Current Account reviews.

If you have a Basic Current Account, share your experience with our Smart Money People community. How long have you had your account and is it your main bank account? Why did you choose the Basic Current Account and have you been satisfied so far? What’s your favourite feature of the account and is there anything you feel could be improved? Don’t forget to include any experiences you’ve had with the customer service team. Whether good or bad, write an honest Santander Basic Current Account review today. Together, we can help people like you make better financial decisions.

Santander Basic Current Account reviews (305)

Review of the Santander, Basic Current Account:

Fantastic

5
Great bank. Great people. Fantastic service. Reviewed on: 4th February 2018

Didn’t help me to return my stolen money .

1
Didn’t help me to return my stolen money . I contacted them several times and was told that it was impossible because the fraudulent company actually existed and I needed to contact them personally. And when the circumstances turned out to be the opposite and the company did not exist, the bank said that the case was closed and no one would take any further action to help me get my money back. S.G. Reviewed on: 23rd September 2024

Basically useless.

3
Basically useless. Not enough branches Reviewed on: 23rd August 2024

My experience of Santander has been a positive one.

5
My experience of Santander has been a positive one. The Santander current account provides everything I need, from online banking to Customer service if needed. When I have contacted Customer service about any queries they have been helpful and have resolved the issue quickly. Reviewed on: 16th June 2024

I love the banking app, it just works.

5
I love the banking app, it just works. I have everything I need at my finger tips. The text alerts are great you can deal with an issue before you get charged. Overall a great experience of now 17 years. Reviewed on: 9th June 2024

A trustworthy and professional bank

5
A trustworthy and professional bank, never had any issues. App and mobile banking is easy and simple. The new rewards program is not really a rewards system more of a place to find voucher codes you could find anywhere else. Reviewed on: 27th May 2024

All the staff are friendly polite and professional

4
All the staff are friendly polite and professional Reviewed on: 26th May 2024

Professional! Efficient! Courteous!

5
I find the Santander staff that I have spoken to to be knowledgeable, efficient and very helpful in all areas of my queries, advice and assistance. So much so, that my partner and daughter are now Santander customets too! Reviewed on: 24th May 2024

current account switcher here, smooth experience and...

5
current account switcher here, smooth experience and great benefits Reviewed on: 24th May 2024

Staying with them for many years, very good service,...

5
Staying with them for many years, very good service, very good rates Reviewed on: 24th May 2024

I use them my daughter has a 123 account with them e...

5
I use them my daughter has a 123 account with them easy to use on line and every time I have contacted them been quick and easy Reviewed on: 24th May 2024

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