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Santander: 123 Current Account (discontinued) reviews

4.15
Based on 1,230 reviews, last reviewed 7th Feb 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

I am satisfied with these conditions it is very ok .this revolut account i am very satisfied with this account Reviewed on: 7th February 2025
Adi Satran's avatar
Adi Satran

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024
Ralp b's avatar
Ralp b

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1230)

Review of the Santander, 123 Current Account (discontinued):

Cashback value

5
had this account for some years and has enabled us to stretch funds, due to the value of the cash back received. Reviewed on: 10th April 2023

Supporter of Fossil Fuels

1
I left Santander, after 20+ years of loyalty, when I discovered they continue to provide banking services to the fossil fuel giants who continue to reap huge profits and devastate the future for our children, by continuing to extract and develop carbon based fuels as opposed to diverting ALL their efforts and amassed wealth into non carbon based energy solutions. The banks and the governments seem to be ingrained in our on-going short terms support of these giants who have made good from the earths resources, but refuse to make good for the future. Reviewed on: 1st June 2023

No issues

4
We have no issues and this just work. Reviewed on: 31st May 2023

Long Customer

4
Easy, stress free, reliable. No serious perks but does the job Reviewed on: 31st May 2023

Great opening bonus and cashback.

3
I moved to Santander because they were offering me a great opening bonus for transferring accounts, plus cashback on my regular payments. When you deduct the cashback from the monthly fee I am always better off with this account. Reviewed on: 31st May 2023

Reliable bank, uncompetitive account

3
Having held this account for over 7 years, I have had no issues with the bank. However, the days when the account was competitive have long since passed and it is now bang average. Reviewed on: 31st May 2023

Good, fair honest

4
I was struggling to get an account but Santander enabled me to do so Reviewed on: 30th May 2023

Lifelong bank

4
I have been with Santander for over 15 years. I’ve only ever had one problem with them, but it was easily solved. Reviewed on: 11th May 2023

Very happy customer....

5
I've been a very happy customer of Santander for about the last 5 years. The staff in our local branch are really friendly and explain options very clearly. Reviewed on: 11th April 2023

Very good bank account

4
Nice straight forward current account, easy to setup, very good app, with nice perks like cash back and a generous switch offer Reviewed on: 11th April 2023

Changed

4
Sadly this company changed from like family style savings to corporate no way of speaking to mangers anymore & treated Reviewed on: 11th April 2023

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