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Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,232 reviews, last reviewed 7th Feb 2025
20% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

I am satisfied with these conditions it is very ok .this revolut account i am very satisfied with this account Reviewed on: 7th February 2025
Adi Satran's avatar
Adi Satran

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024
Ralp b's avatar
Ralp b

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1232)

Review of the Santander, 123 Current Account (discontinued):

No interest last month

3
Bit annoyed as I didn't get any interest last month as 2 of my direct debits cancelled themslves, leaving me with only one on the account, so lost out. Reviewed on: 18th February 2016

Interestingly good value.

4
Great account for building the pot and cashback on your bills. Reviewed on: 1st February 2023

Quick, easy, understandable

4
A good platform/bank for everyday use Reviewed on: 1st February 2023

Decent cashback

5
Easy to use app. Website takes longer to log in. Good cashback on bills and I make a small profit each month on this. Reviewed on: 1st February 2023

Great Product

5
Easy to use, easy to understand, goog interest rate Reviewed on: 1st February 2023

No issues

4
TBH, we rarely contact Santander as things work. Possibly the app could be improved with a better search facility. Reviewed on: 1st February 2023

Fine

3
It’s fine but other banks are more attractive Reviewed on: 1st February 2023

Does the job

5
This is a simple account. The online app makes everything simple Reviewed on: 1st February 2023

Efficient online/ branch service

4
Having banked with Santander for over 10 years, I have never encountered any difficulties and have found their online banking, app and staff efficient, professional and easy to use. Not always the most competitive bank, but a lot easier to do business with than certain other high street banks. Reviewed on: 1st February 2023

Easy Experience

4
Santander only require a minimum deposit of £500 per month to have an account which makes it accessible to most people, they still have many branches on the high street and their staff are always polite and helpful. Both their online and app platforms are easy to use and secure, I have banked with them for over 40 years and never encountered any problems. Reviewed on: 1st February 2023

Easy to use app

3
Easy to use but poor interest rates. Reviewed on: 25th January 2023

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