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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1247 reviews)

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4.16

Based on 1,247 reviews, last reviewed 18th Apr 2025

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1247)

Review of the Santander, 123 Current Account (discontinued):

Painless switch to Santander by a very knowledgeable and helpful member of staff.

I've had several products with Santander over the last few years that I've been pleased with so I decided to switch from the bank I'd been with forever to Santander's 123 current account. This turned out to be a great decision. A very nice, knowledgeable, helpful member of staff sat down with me and explained everything as if she had all the time in the world for me. She took care of everything, and explained what she was doing as she went along. It was painless. The product itself is excellent in that I get cashback on various bills that I pay monthly plus 3% interest on my balance. The £2 per month fee is swallowed up by the income I get from the account and I easily come out on top. When I switched I chose to close (or have Santander close on my behalf) my pre-existing account with another bank and because of this the switch process only took seven days. I'd definitely recommend this product for anyone who wants to make the most of their money. You will need at least £500 per month coming into your account on a regular basis and you will also need two direct debits set up. That's it. Simples! Reviewed on: 26th March 2015

Not a save bank! Lost a lot of money because of them!

Some time ago, I had Open Bank block my account there because suspicious debits were being attempted. A week after the account was blocked, Open Bank still allowed a large debit to go through from a fraudulent company. Unfortunately, there has been no compensation or apology to date. Never again open or Santander! Reviewed on: 17th September 2024

Average service - better out there

Average service - better out there Reviewed on: 4th September 2024

Great Bank

One of the few banks that offer an account with a low minimum pay in each month, I have banked with them for over 40 years and never had a problem, their staff are always polite and helpful too. Unlike many others they also have a lot of high street branches too. Reviewed on: 24th August 2024

Wouldn't swap!

I have had the account for a few years now. I get interest on my account (unusual for a current account) and get paid for certain direct debits. They always seem to be ahead of the game in increasing the interest rather than waiting, like a lot of other companies. Reviewed on: 23rd August 2024

I've had an account for several years now and it is...

I've had an account for several years now and it is very easy to use online and on the app and anytime I've had to contact customer service they have been great with me. I'd recommend Santander to anyone. Reviewed on: 23rd August 2024

No issues Santander

No issues at all since opening account Reviewed on: 23rd August 2024

Terrific Bank

Cash back on utilities, interest on current account, low monthly account charge and fantastic customer service at branches and by phone. It’s also the only bank I’ve found that gives all the aforementioned benefits and whereby you only have to pay in a minimum monthly amount of £500. I also love Santander Boosts. I cannot fault ANYTHING about this bank Reviewed on: 23rd August 2024

Warm and friendly caring have recommended to friends...

Warm and friendly caring have recommended to friends and family Reviewed on: 14th June 2024

Easy to use, free, mostly no fuss.

Easy to use, free, mostly no fuss. Reviewed on: 13th June 2024

I love love love online mobile banking

I love love love online mobile banking Reviewed on: 9th June 2024

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