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Review of the Santander, 123 Current Account (discontinued):

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Painless switch to Santander by a very knowledgeable and helpful member of staff.

I've had several products with Santander over the last few years that I've been pleased with so I decided to switch from the bank I'd been with forever to Santander's 123 current account. This turned out to be a great decision. A very nice, knowledgeable, helpful member of staff sat down with me and explained everything as if she had all the time in the world for me. She took care of everything, and explained what she was doing as she went along. It was painless. The product itself is excellent in that I get cashback on various bills that I pay monthly plus 3% interest on my balance. The £2 per month fee is swallowed up by the income I get from the account and I easily come out on top. When I switched I chose to close (or have Santander close on my behalf) my pre-existing account with another bank and because of this the switch process only took seven days. I'd definitely recommend this product for anyone who wants to make the most of their money. You will need at least £500 per month coming into your account on a regular basis and you will also need two direct debits set up. That's it. Simples! Reviewed on: 26th March 2015

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