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Santander: Cash ISA reviews

2.93
Based on 64 reviews, last reviewed 18th Nov 2024
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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29%
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25%
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13%
See only 2 star reviews
6%
See only 1 star reviews
27%

Latest highest rating:

5

Opening the account was very straightforward. Opening the account was very straightforward.The Santander app has recently had a makeover and is now even more appealing and user friendly. Interest ... Read more Reviewed on: 24th May 2024
Carl Mountain's avatar
Carl Mountain

Latest lowest rating:

1

A huge mistake Since I was already a Santander customer I foolishly decided to invest a large lump sum in one of their stocks and shares ISAs at low to medium risk. ... Read more Reviewed on: 18th November 2024
Merlin's avatar
Merlin

About this product

Santander have a range of ISAs with a choice of fixed rates and variable rates.

The Santander Easy Access ISA needs a minimum deposit of £500 to open the account. Santander offer a one year or two year fixed rate ISA. You can manage your account via telephone banking, branch or by online and mobile banking.

Santander cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Cash ISA reviews (64)

Review of the Santander, Cash ISA:

123 Light

4
I opened the 1-2-3 account with Santander and was happy with it until the upped the fee and lowered the interests. It was costing me to have the account so I called and they switched me to the light version which is cheaper and I still get a decent cashback rate. People on the phone are always helpful Reviewed on: 5th September 2016

Great ISA rate

5
A great online fixed rate ISA easy to set up, staff in branch very helpful Reviewed on: 6th March 2023

Poor investment ISA performance

1
Since August 2021, my ISA and investment account have both consistently lost significant amounts of money, and are worth more than 20% less. Of course we know that investments can go down as well as up, but both of these have only gone down. Buyer beware. Reviewed on: 10th February 2023

Investment

5
Easy to deal with and explained all deals available Reviewed on: 14th October 2022

Worst investment I ever made.

1
Investment total has declined every single quarter since I made it. Have lost patience now, far better to leave under mattress!!!!! So angry with Santander!!!! Reviewed on: 22nd September 2022

Not empress

1
Couldn't open an account not impressed. I have tried a few time to open an account. So this is why I opened a Starling account. It was quick and easy to do. I would recommend it to my friends and family. Reviewed on: 24th January 2020

Not jappy

2
Not been too happy with this isa. I doubt it’s earning anything at all now. Reviewed on: 15th January 2018

Account is fine interest rate not the best

4
Not the best interest rate but no problems with the service Reviewed on: 22nd November 2017

Decent rates and easy to renew

3
The market rates for ISAs are not great at the moment, but I found that the rates offered by Santander were competitive, and allowed the inclusion of past ISAs. With online banking, it is easy to see the ISA options and rates available to you, and it is quick to select and finalise your choice without having to go to the branch. Reviewed on: 4th July 2017

good experiences at Santander

5
I had a problem with my mortgage during my divorce. i was on the point of having to sell my home to satisfy my ex wife. Santander helped me to remortgage and pay my ex wife a divorce settlement Reviewed on: 8th June 2017

Safe, but inaccessible

3
The security login process of both the app and online banking is so convoluted and difficult to remember the login details for, it totally puts you off login in. Which is not great of you want to keep on top of your money like me. Reviewed on: 7th May 2017

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