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Scottish Building Society: Mortgages reviews

4.65
Based on 348 reviews, last reviewed 4th Mar 2025
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
75%
See only 4 star reviews
18%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
1%

Latest highest rating:

5

I've had my mortgage with the Scottish Building Soci... I've had my mortgage with the Scottish Building Society for a number of years. Everything has gone so smoothly. On the one occasion I needed to contac... Read more Reviewed on: 4th March 2025
Seamus's avatar
Seamus

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Scottish Building Society Mortgages reviews (348)

Review of the Scottish Building Society, Mortgages:

Very easy to deal with

5
First time I had dealt with the Scottish Building Society and everything went so smooth with no hassle at all. Anytime I had to phone them the staff were very friendly and helpful. Reviewed on: 2nd August 2024

Retirement Remortgage

5
Most impressive service from Alex Moffat and his colleagues, professional, friendly and seamless process ,provided our remortgage on a tight timescale. Reviewed on: 5th December 2023

easy and efficient

5
Getting a mortgage with SBS was easy and efficient Reviewed on: 5th December 2023

Excellent from start to finish

5
Didn't have to speak to SBS much during the process but when I did need to they were always available and very quick to respond. Very helpful throughout the process and always happy to explore any further options I was considering. Excellent in general. Reviewed on: 5th December 2023

Seamless experience

5
Thank you SBS for enabling me to buy my first property! My experience dealing with SBS has always been professional, efficient and hassle free. Thanks again! Reviewed on: 24th November 2023

Excellent customer service

5
This is my first mortgage with Scottish Building Society and I have been enormously impressed by their professionalism, combining a friendly and respectful manner while also being adept at tuning in to individual requirements. Reviewed on: 19th November 2023

Scottish Building Society Branch Review

5
I like their practicality, and their solutions that are client centred. Reviewed on: 16th November 2023

Good.

5
Straight forward. Fill in forms. Done. Reviewed on: 14th November 2023

Excellent customer service.

5
Once our mortgage advisor had put us in touch with Scottish Building Society everything went smoothly. Reviewed on: 9th November 2023

got there

4
always knew the fall back was borrowing against the house Reviewed on: 8th November 2023

Very slow decision but may be financial advisors fault

3
Took over 4 months to get mortgage approved but in fairness might have been due to our utterly hopeless financial advisor Reviewed on: 7th November 2023

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