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Swinton Insurance: Home Insurance reviews

3.91
Based on 57 reviews, last reviewed 20th Aug 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
32%
See only 4 star reviews
26%
See only 3 star reviews
4%
See only 2 star reviews
4%
See only 1 star reviews
35%

Latest highest rating:

5

My water tank burst and they were excellent, very r... My water tank burst and they were excellent, very responsive to emails and prompt with replies. Good follow up on queries and excellent customer serv... Read more Reviewed on: 20th August 2026
Nicola 's avatar
Nicola

Latest lowest rating:

2

Online Purchase Priblem I bought home insurance from Swinton online but at the payment stage it said they could not continue and to finish my purchase I had to phone them.Thi... Read more Reviewed on: 14th August 2026
Tommyzaz's avatar
Tommyzaz

About this product

Finding the right insurance provider can be difficult with such a wide range of providers and policies on the market. At Smart Money People, we aim to make this process easier for you. We collect Swinton home insurance reviews to help you make an informed decision when choosing your new provider.

Swinton offers both buildings and contents insurance, as well as a combined policy. Choose from three levels of cover: Essentials, Standard and Premier. Each level of cover can be made more robust with additional extras, such as home emergency cover, legal expenses and more. Swinton also offers specialist home insurance policies. These include non-standard builds, timber frame properties, listed buildings, flood risk properties and more.

Does Swinton sound like the right insurer for you? Our Swinton home insurance reviews can give you valuable insight into what you can expect as a policyholder. Learn how satisfied customers have been with their policies and whether they would renew them. Read about policyholders’ experience with the customer service team. Find out more about the specialist options available and how suited they are to each circumstance.

Have you had a Swinton home insurance policy? Share your honest experience with others on Smart Money People. Tell us what policy you chose and which level of cover you opted for. Were you satisfied with the cost of your premium? Did you need to make a claim on your policy, and if so, how well did Swinton handle it? Would you renew your policy and recommend the provider to family and friends? Whether good or bad, write a Swinton home insurance review today. Together, we can help people like you make better financial decisions.

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Swinton Insurance Home Insurance reviews (57)

Very friendly and efficient service

5
I have used the Farnham Common branch for many years. The team there are second to none. They are always willing to help and nothing is too much trouble. I can thoroughly recommend them to anyone. Reviewed on: 6th July 2017

Customer Service

1
Appalling customer service in Sunderland branch. I made a formal complaint to Swintons' national complaints team who dealt with it in a very prompt and professional manner however feedback was no action would be taken by manager of branch. Reviewed on: 24th January 2017

Look after me

5
I have nothing negative to say about Swinton. They're fair and have my best interests at heart. They shop around each renewal and make sure I have the best price for the best cover. Reviewed on: 3rd October 2016

Great communication.

4
Very good competitive rates, Good communication and friendly. Reviewed on: 23rd August 2016

Absolutely dreadful ...

1
I used to have home insurance with Swinton - they made numerous errors on the initial paperwork and, on asking them to rectify them, made only some amendments so I had to keep going back to them. They never answered the phone at our local office and only sent out the paperwork after numerous requests. They could not do anything right whatsoever! Reviewed on: 22nd August 2016

Don't get insurance with Swinton insurance company!!!!!!

1
Swinton is the worst insurance company . I had a home insurance with accidental damage and my little daughter dropped water on our LED 3d smart TV which I've bought 3 years ago about 500 pound and LED screen was broken because of water and it was just audio on it. I tried to fix it and dried with hair dryer but didn't work. I claimed for accidental damage and they came and collected the tv and after about 3 weeks , they told me that it happened because of wear & tear no water damage and they declined our claim. I explained everything but they didn't accept the water damage. Swinton is not responsible for your claim and complain. I canceled our policy with Swinton and I don't recommend it Swinton Insurance. Reviewed on: 21st April 2016

Fantastic Customer Service

4
I recently moved home and as I rent needed to arrange just contents insurance and my landlord had to arrange cover for tenants,As I had my own items stored in the garage and my landlord had some of his items stored in there we decided to contact Swinton direct.They were fantastic and dealt with us both individually ensuring that we were covered for each of our items and ensured we understood the policy. Reviewed on: 28th March 2016

pro active insurance

4
v helpful company in finding the best insurance rates through their brokers and will give a discount to match other offers Reviewed on: 28th March 2016

Unbelievable fees

1
In 2014 Swinton wanted to charge me £50 cancellation fee on a policy that had only cost me £60 and only had 7 days left to run. What a joke. I got it back after arguing with them but I won't ever use them again, even if they are the cheapest. Reviewed on: 6th March 2016

Didn't feel like the person had knowledge of the product

3
Felt as if she was really literally just reading off a script. She was very nice but it felt really a bit impersonal. It was my first time buying house insurance and just felt a bit like I wasn't getting genuine advice, more like scripted words Reviewed on: 5th March 2016

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