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Swinton Insurance: Home Insurance reviews

2.74
Based on 54 reviews, last reviewed 5th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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26%
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4%
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2%
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37%

Latest highest rating:

4

I've felt protected in my flat contents insurance wi... I've felt protected in my flat contents insurance with them. When a bad sewage backflow leak happened due to another downstairs flat tenant stuffing t... Read more Reviewed on: 23rd August 2024
Trevor DC Gamble 's avatar
Trevor DC Gamble

Latest lowest rating:

1

Cost to change one insurance detail £30 I informed Safeguard that I have now got a new 24/7 maintained and monitored home alarm system. I was then informed that to make this change on the ... Read more Reviewed on: 5th September 2025
David's avatar
David

About this product

Finding the right insurance provider can be difficult with such a wide range of providers and policies on the market. At Smart Money People, we aim to make this process easier for you. We collect Swinton home insurance reviews to help you make an informed decision when choosing your new provider.

Swinton offers both buildings and contents insurance, as well as a combined policy. Choose from three levels of cover: Essentials, Standard and Premier. Each level of cover can be made more robust with additional extras, such as home emergency cover, legal expenses and more. Swinton also offers specialist home insurance policies. These include non-standard builds, timber frame properties, listed buildings, flood risk properties and more.

Does Swinton sound like the right insurer for you? Our Swinton home insurance reviews can give you valuable insight into what you can expect as a policyholder. Learn how satisfied customers have been with their policies and whether they would renew them. Read about policyholders’ experience with the customer service team. Find out more about the specialist options available and how suited they are to each circumstance.

Have you had a Swinton home insurance policy? Share your honest experience with others on Smart Money People. Tell us what policy you chose and which level of cover you opted for. Were you satisfied with the cost of your premium? Did you need to make a claim on your policy, and if so, how well did Swinton handle it? Would you renew your policy and recommend the provider to family and friends? Whether good or bad, write a Swinton home insurance review today. Together, we can help people like you make better financial decisions.

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Swinton Insurance Home Insurance reviews (54)

Very Helpful

5
I find my local Swintons branch to be very helpful. It's nice to be able to talk to someone face to face about my insurance needs rather than dealing with a call centre. It's also nice to be able to speak to the same person every time and develop a relationship with them rather than speaking to someone different every time. Each year they always find me the best quote and cover. I'm very happy to use them and I can't see myself switching away from them. Reviewed on: 25th August 2015

HSBC

5
I find my local HSBC branch to be very good. The staff always let me know about knew offers that I can take advantage of and I always receive a warm welcome in branch. The queues in the branch are never horrendous like they are in some banks. They've got some good deals on at the moment with their Advance account. I've been with them for 25 years and I can't ever see myself switching away from them. Reviewed on: 25th August 2015

helpful and affordable

4
having been with them a couple of years for home and contents they constantly make sure you get the best price and if their price is over other competitors they will generally give you a discount to match it one way or another. Reviewed on: 10th August 2015

Arranging Home Insurance whilst Loft Conversion ongoing

4
My home insurance fell due for renewal a few days before a loft conversion was due to begin. The staff at Swinton in Harrogate were incredibly helpful in advising of requirements to inform current Insurers. When current insurers requirements were becoming rather onerous, Swinton pro-actively sought alternative quotes from other Insurers who were much more accommodating with the ongoing building work. The whole process took several days, and much work by Swinton, and all this was done with great communication and dedication from the team - despite the fact that their earnings must have been very small on a premium of less than £150 Reviewed on: 10th August 2015

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