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Tesco Bank: Car Insurance reviews

2.38
Based on 509 reviews, last reviewed 29th Jan 2025
100% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

5

Car stolen away from home, staff great, information... Car stolen away from home, staff great, information very good, easy process although long winded but I get that. Only three weeks before conclusion bu... Read more Reviewed on: 26th October 2024
K P 's avatar
K P

Latest lowest rating:

1

Been with these for 8 months now, but now found a ch... Been with these for 8 months now, but now found a cheaper policy elsewhere, but tesco want to charge me £222 to cancel. Apparently they go by mileage.... Read more Reviewed on: 29th January 2025
Thebandit's avatar
Thebandit

About this product

At Smart Money People, we collect Tesco Bank car insurance reviews to help you make an informed decision when choosing your next provider.

Tesco Bank offers car, home, pet and travel insurance policies, with a guaranteed discount for Tesco Clubcard members. Tesco Bank’s standard car insurance policy is available to anybody over the age of 21, with a black box policy available for those aged 17-35.

What do you need from a car insurance policy? Do you want easy access to a simple website in order to manage your policy whenever suits you best? Find out what Tesco Bank customers have to say about its online systems by reading our Tesco Bank car insurance reviews. Perhaps you want protection against uninsured drivers or extra cover for your in-car entertainment. Whatever your needs, check out the reviews on Smart Money People to see how well Tesco Bank has been rated by its customers.

Have you had a car insurance policy with Tesco Bank? Consider leaving a Tesco Bank car insurance review on Smart Money People to help other drivers just like you. Did you use the Tesco Clubcard discount, and if so, did you see a notable difference in price? How did you find the customer service support? Whether your experience is good or bad, share it with our Smart Money People community. Together, we can increase trust and transparency in financial services.

Tesco Bank Car Insurance reviews (509)

Review of the Tesco Bank, Car Insurance:

Good service

5
low premium and efficient service Reviewed on: 14th August 2019

Well done tesco

5
Quick and easy, hassle free experience. Will be using again and finding other suitable tesco products. Thanks. Reviewed on: 29th September 2017

Amazing insurance company

5
Gotta say Tesco car insurance is the best insurance company ever to deal with from the first phone call after I crashed the car on Thursday recovering the car to our Home, the engineer coming out to assess the damage, sorting out the courtesy car and actually paying out has been seamless definitely a 5 star rating from us and highly recommended, Reviewed on: 29th September 2017

Good customer service

5
Customer service reps helpful and easy to deal with. The answer customer queries clearly and accurately. Genuinely interested in getting the right product for the customer. Reviewed on: 26th September 2017

Refused to insure my daughter for 10 days

1
When my daughter comes over from abroad I usually get in touch with my insurance company and get her covered for my car. This year I chose Tesco to insure my car and when I phoned to get cover for my daughter they refused and also would not give me a reason why. She now has to hire a car. I will not be renewing my insurance with them next year!! Reviewed on: 22nd September 2017

Car insurance with tesco Bank

4
For several years now Tesco bank comes in at the cheapest price with the conditions i want - i.e. £0 voluntary excess, low compulsory excess, etc. I've never had to claim on insurance so I cant comment on the ease of this for any insurer, but for me getting a cheap deal with a name I know is important to me Reviewed on: 12th September 2017

reasonably priced products

4
The insurance I have is very well priced and appears to be a good product. I have received good customer service each time ive had to call Reviewed on: 9th September 2017

Huge jump in car insurance come renewal.

3
I purchased car insurance through Tesco Bank, for a Jaguar XF. When I purchased last year, their price was the cheapest compared to other insurance companies (when I added my clubcard). I've just received my renewal documents through. Despite the additional years no claims bonus, the premium has jumped £500! Clearly Tesco don't want me as a customer, since its £750 cheaper for me to go elsewhere. The chap on the phone couldn't come anywhere near close, and just offered to send me my cancellation documents... Reviewed on: 9th September 2017

An absolute rip off!!

1
I've been with Tesco Bank car insurance for a couple of years now and have always been happy with the price & service. I've recently been made unemployed so asked how my premium would change to use my car for business use as a sole trader when I start my own business in the next couple of weeks. At first they told me it would reduce my premium by £13 due to significantly reduced annual mileage (previously 30K per year). Great I thought! Then they asked when I changed occupation to being self employed. So I explained that I was currently unemployed and will be starting self employment in the next couple of weeks. "Ah well ", said Tesco, "if you are currently unemployed, we'll have to charge you an additional £99 premium for the remainder of your cover". What!!!!! So it seems that my change in circumstances from travelling 30000 miles a year all over the country, to having the car standing on the driveway at home pretty much all day every day is a far greater insurance risk!! Can anyone please explain to me the logic - preferably someone from Tesco? The agent I spoke to certainly couldn't explain it; he just resorted to, "well that's what it's come back as." Whatever happens in future, there is no way on God's Earth, that Tesco will ever get any more business from me!! Reviewed on: 6th September 2017

Best value for money and good online.

5
Very good value for money and the online service that goes with the black box was very useful in checking how well I was driving! Also the people over the phone were very efficient and helpful. Reviewed on: 5th September 2017

Great, Hassle free insurance company

5
There is nothing to complain about, great policy, prices and company Reviewed on: 5th September 2017

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